Commercial Bridging

Retail Unit Acquisition Ahead of Lease Negotiation in Birmingham

£740,000 · 10 months · 0.89% pm. An established retail operator identified a vacant high-street unit in Birmingham city centre being sold by a receiver.

Category
Commercial Bridging
Loan Amount
£740,000
LTV
65%

The Client

Established retail operator

The Challenge

An established retail operator identified a vacant high-street unit in Birmingham city centre being sold by a receiver. The receivership sale required unconditional completion within 21 days - impossible via conventional commercial mortgage.

Our Solution

Doulton completed a £740,000 commercial bridge within 14 days of instruction. The borrower negotiated a new lease with a national anchor tenant during the bridge term, significantly increasing the investment value.

The Outcome

Unit acquired at receivership discount. New lease agreed during bridge term. Commercial investment mortgage secured at enhanced value, repaying the facility at month nine. Key highlights: 14-day completion on receivership sale; Tenant secured during term, increasing exit value; Commercial investment mortgage confirmed as exit.

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