Development Finance

London Development Finance

Development finance for projects across all London boroughs. From small conversions to major schemes, with deep understanding of London's unique market.

London Specialists

Development finance built for London

London is the UK's most active and complex development market. Higher land values, stricter planning requirements, elevated build costs, and intense competition for sites all demand a financing partner who genuinely understands the capital's property landscape.

At Doulton Bridging Finance, London development is our home ground. We work with lenders who specialise in the capital, instructing valuers with borough-level knowledge and underwriters who appreciate the dynamics of London's micro-markets. From permitted development conversions in Zone 3 to ground-up schemes in prime central London, we structure finance that fits your project.

All

Boroughs Covered

0.49%

Rates From (pm)

75%

GDV Available

14 days

Fast Completion

Why Doulton

London development expertise

All London Boroughs

From prime central London to outer boroughs, we finance development projects across the capital. Our lenders understand the distinct dynamics of each area.

London Planning Expertise

London's planning environment is complex and borough-specific. We work with lenders who understand planning conditions, Section 106 agreements, and CIL requirements.

Accurate London Valuations

London property values vary significantly by street. Our lender panel instructs valuers with genuine local knowledge to ensure your GDV reflects true market conditions.

London Build Costs

Build costs in London are higher than the national average. We ensure your finance facility accounts for realistic London pricing on materials, labour, and logistics.

Small to Large Schemes

From single flat conversions to multi-unit new builds, we finance London developments at every scale. No project is too small or too ambitious for our panel.

Fast London Completions

London's competitive market demands speed. We regularly arrange development finance within 14 to 21 days to help you secure sites before competing developers.

The Process

How it works

Project Review

Share your development plans, planning status, and budget. We assess the scheme and provide initial feedback on likely terms and funding structure.

Lender Approach

We present your project to the lenders most experienced with your type of London development, ensuring competitive terms and realistic assessments.

Valuation and Approval

A development-experienced valuer assesses the site, plans, and projected GDV. Once approved, the facility is structured with an agreed drawdown schedule.

Drawdowns and Build

Funds are released in stages as construction milestones are met. We coordinate monitoring surveyors and drawdown requests throughout the build.

Planning a London development?

Share your project details and get an indicative terms sheet from our London development finance specialists within hours.

Get a Quote Discuss Your Project

FAQs

Frequently asked questions

What is development finance?

Development finance funds the construction, conversion or major refurbishment of property. Lenders advance money in stages ('drawdowns') as works progress, verified by a quantity surveyor or monitoring surveyor. Total cost facilities are typical: day-one land advance plus a build facility.

How much can I borrow on a development project?

We arrange development funding from £125k to £300m+. Typical sizing is up to 65-70% of gross development value (GDV) and up to 90% of total project cost, with the balance funded by your equity or mezzanine finance.

Do I need prior development experience?

Experienced developers get the widest lender access and sharpest pricing. First-time developers can still secure funding, usually via specialist lenders, with a capable main contractor and a smaller initial scheme. We have a dedicated route for first-time developers.

What about planning permission?

Most lenders require detailed planning to be in place before drawdown of build funds. Land loans with planning gain exits, outline-only sites and permitted-development conversions can also be funded, but terms and LTVs reflect the higher planning risk.

How is interest charged on development finance?

Interest is almost always rolled up and repaid on exit from sales or refinance, so your project does not need to carry monthly repayments during the build. Lenders size the facility to include a build-in interest reserve.

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