Development Finance

Fund Your Next Development Project

Fund your next development project with finance from £125k to £300m. From land purchase to new builds, we connect you with lenders who understand property development.

Property Development

Finance for Every Stage of Development

From land acquisition to ground-up new builds, our development finance solutions cover the full spectrum of property development projects. We work with lenders who understand the complexities of development, providing staged drawdowns aligned to your build schedule.

With loans from £125k to £300m and rates from 0.49% pm, we help developers of all sizes access the capital they need to bring projects to life.

0.49% pm
Rates from
£125k - £300m
Loan range
Up to 75%
LTV
130+
Lenders
FAQs

Frequently asked questions

What is development finance?

Development finance funds the construction, conversion or major refurbishment of property. Lenders advance money in stages ('drawdowns') as works progress, verified by a quantity surveyor or monitoring surveyor. Total cost facilities are typical: day-one land advance plus a build facility.

How much can I borrow on a development project?

We arrange development funding from £125k to £300m+. Typical sizing is up to 65-70% of gross development value (GDV) and up to 90% of total project cost, with the balance funded by your equity or mezzanine finance.

Do I need prior development experience?

Experienced developers get the widest lender access and sharpest pricing. First-time developers can still secure funding, usually via specialist lenders, with a capable main contractor and a smaller initial scheme. We have a dedicated route for first-time developers.

What about planning permission?

Most lenders require detailed planning to be in place before drawdown of build funds. Land loans with planning gain exits, outline-only sites and permitted-development conversions can also be funded, but terms and LTVs reflect the higher planning risk.

How is interest charged on development finance?

Interest is almost always rolled up and repaid on exit from sales or refinance, so your project does not need to carry monthly repayments during the build. Lenders size the facility to include a build-in interest reserve.

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0204 6211776