Mixed-Use Block Refinance to Release Capital for Portfolio Growth
£1,850,000 · 15 years · 6.35% fixed 5 yrs. A property portfolio company held a fully let mixed-use block comprising ground-floor offices let to professional tenants and six residential flats above.
The Client
Property portfolio company
The Challenge
A property portfolio company held a fully let mixed-use block comprising ground-floor offices let to professional tenants and six residential flats above. The block had been held for eight years and had significantly appreciated in value. A refinance at current value would release substantial equity for further investment.
Our Solution
Doulton arranged a semi-commercial refinance at current market value, releasing £480,000 of equity above the existing mortgage balance. The strong occupancy record - 100% for the past four years - and quality of office tenants supported a competitive rate. The released equity was earmarked for a further acquisition.
The Outcome
Refinance completed. £480,000 of equity released and deployed into a further mixed-use acquisition within eight weeks. The portfolio company now holds six assets, all generating positive cash flow. Key highlights: £480,000 equity released - 100% occupancy record supported application; Competitive rate achieved on strong commercial tenant covenant; Released capital deployed into further acquisition within 8 weeks.
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