Auction Finance London - Fast Property Auction Loans.

Secure your auction purchase with London's specialist auction finance experts

Need guaranteed funding for a London property auction? We provide fast auction finance with decisions in 24 hours and completion within 7 days. From £25,000 residential auction purchases to £5 million commercial opportunities, we ensure you never miss out on the perfect property.

When buying property at auction, you face the challenge of securing funding within the tight timeframe (typically 14-28 days). Conventional mortgages often fall short due to processing delays or ineligibility for non-habitable properties. This is where Auction Finance steps in as a bridging loan, specifically designed for fast and flexible financing of auction purchases.

✓ 24-hour credit decisions guaranteed
✓ Completion within 7 days of auction
✓ Loans from £25,000 to £5 million
✓ All London auction houses covered
✓ No arrangement fees on selected products

Unlocking Your Auction Potential:

  • Eligible Properties: Residential & commercial properties, including non-habitable ones.

  • Flexible Repayment: Repay via property sale, refinance, or other means depending on your plan.

  • Transparent Process: We provide clear communication and competitive rates with no hidden fees.

Why London Property Investors Choose Our Auction Finance

Speed When Seconds Count

Property auctions move fast - you need finance that moves faster. Our auction finance specialists understand London's auction calendar and can provide binding loan offers before you bid.

Pre-Auction Process:

  • Submit property details 48 hours before auction

  • Receive binding loan offer within 24 hours

  • Bid with confidence knowing funds are secured

  • Complete purchase within auction timescales

London Auction Market Expertise

We know every major London auction house and their specific requirements:

  • Allsop Commercial: Specialists in London commercial auctions

  • Savills Auctions: High-value residential and investment properties

  • Barnard Marcus: South London residential auction expertise

  • Strettons: East London property auction specialists

  • Plus 15+ other London auction houses

Residential Auction Finance London

Perfect for buy-to-let investors, developers, and homebuyers purchasing at London residential auctions.

Typical Scenarios:

  • Victorian terraces in Clapham and Brixton auctions

  • Mansion blocks in Kensington and Chelsea sales

  • Modern apartments in Canary Wharf and Stratford

  • Period properties in Hampstead and Highgate

Loan Details:

  • Amount: £25,000 - £5 million

  • LTV: Up to 75% of purchase price

  • Rate: From 0.45% per month

  • Term: 3-24 months

Commercial Auction Finance London

Specialist finance for London commercial property auctions including offices, retail, and industrial premises.

Recent London Commercial Deals:

  • £5m office building, EC2 (City of London)

  • £2.8m retail parade, SW19 (Wimbledon)

  • £1.5m warehouse, E14 (Poplar)

  • £12m mixed-use development, W2 (Paddington)

Loan Details:

  • Amount: £250,000 - £50 million

  • LTV: Up to 70% of purchase price

  • Rate: From 0.65% per month

  • Specialist underwriting: Complex commercial structures

Major London Auction Houses We Work With

Central London Auctions

  • Savills Central London: Monthly auctions featuring prime central London properties

  • Knight Frank: Quarterly auctions for high-value Mayfair and Belgravia properties

  • Allsop Commercial: Bi-monthly commercial property auctions

Regional London Auctions

  • Barnard Marcus South London: Monthly residential auctions covering Zones 2-6

  • Strettons East London: Quarterly auctions featuring regeneration area properties

  • Andrews Property Group: West London residential and commercial auctions

Specialist London Auctions

  • BidX1: Online auctions for London buy-to-let properties

  • SDL Property Auctions: Development opportunities across London

  • Clive Emson: Mixed London portfolio auctions

Before the Auction

Step 1: Pre-Approval (48 hours before auction)

  • Submit property details and financial information

  • Receive initial loan offer within 4 hours

  • Legal team review auction pack immediately

Step 2: Binding Offer (24 hours before auction)

  • Final loan terms confirmed in writing

  • Funds reserved specifically for your auction

  • Authority to bid up to agreed amount

At the Auction

Step 3: Successful Bidding

  • Bid with complete confidence

  • No financing contingencies required

  • 10% deposit paid on auction day

After the Auction

Step 4: Fast Completion (Within 28 days)

  • Legal completion typically within 14-21 days

  • Funds released directly to auction house solicitors

  • Full loan amount available immediately