Overview: Who Are MT Finance?

MT Finance is a leading property finance lender, specialising in bridging loans and auction finance. Since they were set up in 2008, they are proud to have assisted numerous property professionals, business owners, and individuals with their finance requirements. As a principal lender, MT Finance uses their own funds to provide bridging finance solutions across the UK.

Key Facts:

• Founded: 2008 (16+ years in business)

• Lender Type: Principal lender (own funds)

• Specialization: Bridging loans and auction finance

• Coverage: UK-wide lending

• Target Market: Property professionals, business owners, individuals

• Reputation: Award-winning bridging finance provider

MT FInance Standard Bridging Loans

MT Finance offers UK-wide Bridging Loans with flexible packages starting at £150,000, with terms from 3-24 months and rates from 1.00% pm.

Loan Features:

• Minimum Loan: £150,000

• Maximum Loan: Up to £15 million

• Loan-to-Value: Up to 75% (varies by case)

• Interest Rates: From 1.00% per month (12% annually)

• Loan Terms: 3 to 24 months

• Security: First or second charge

• Arrangement Fee: Typically 1-2% of loan amount

Auction Finance

MT Finance specializes in auction finance, providing rapid funding for property auction purchases with competitive completion timescales.

Auction Finance Features:

• Speed: Fast completion (typically 28 days)

• Flexibility: Tailored to auction requirements

• Experience: Established auction finance provider

• Support: Dedicated auction finance team

• Coverage: All UK property auctions

Regulated Bridging Loans

MT Finance offers regulated bridging loans designed to be fit for purpose, with an emphasis on speed and efficiency. First and Second charges available.

Regulated Loan Features:

• Owner-Occupier: Suitable for residential customers

• Consumer Protection: FCA regulated products

• Flexibility: First and second charge options

• Speed: Emphasis on quick processing

• Advice: Suitable for regulated advice scenarios

Principal Lender Benefits

Own Funds Lending MT Finance are one of the leading principal lenders in the bridging finance space with a team of real estate and legal professionals perfectly positioned to understand borrowers' needs and to assist in structuring loans that work.

Speed & Efficiency MT Finance launched in 2008 with a clear and simple philosophy: to provide loans quickly and effortlessly, and with utmost flexibility – core values they maintain to this day.

Competitive Positioning

Market Reputation

• Award-winning bridging finance provider

• Established track record since 2008

• Strong intermediary relationships

• Flexible underwriting approach

Service Excellence

• Dedicated case management

• Real estate and legal professionals on team

• Quick decision-making process

• Transparent fee structure