Bridging Finance

Together Bridging Loans

Access Together's flexible bridging products through Doulton. A lender known for accepting complex cases, non-standard properties, and delivering fast decisions.

Flexible Specialist Lender

Together bridging loans through Doulton

Together has built its reputation on flexibility. Where other lenders see problems, Together sees opportunities. They are one of the UK's most accommodating specialist lenders, with an appetite for complex cases, non-standard properties, and borrowers with unusual circumstances.

Doulton Bridging Finance has a strong working relationship with Together's underwriting team. We search across 130+ lenders including Together to find the best deal for your case. If your situation is straightforward, we may find better rates elsewhere. If it is complex, Together is often the lender that delivers.

Key Features

What Together offers

Flexible Approach

Together is known for saying yes when others say no. Their underwriters take a genuinely flexible approach, looking at the full picture rather than just the numbers on a form.

Complex Cases Accepted

Non-standard construction, mixed-use properties, unusual locations, adverse credit - Together will consider cases that mainstream lenders and even some specialists decline.

Properties Others Decline

Together has a broad appetite for property types. If your security is non-standard or difficult to value, Together is often one of the first lenders we approach.

Fast Decisions

With experienced underwriters who are empowered to make decisions quickly, Together can provide indicative terms rapidly and move to formal offer without unnecessary delays.

First and Second Charge

Together offers both first and second charge bridging, providing flexibility for borrowers who need to raise capital against properties with existing lending in place.

Auction Finance

Need to complete within 28 days after an auction purchase? Together's bridging products are well-suited to the tight timelines that auction buyers face.

Why Use a Broker

The advantage of going through Doulton

Together excels at complex cases, but for straightforward deals, other lenders may offer sharper rates. By working with Doulton, you get the best of both worlds - access to Together's flexibility alongside competitive quotes from 130+ other specialist lenders.

We know exactly which cases Together will look favourably on and where their sweet spot lies. This means faster decisions, better terms, and no wasted time on applications that do not fit. Our job is to match your case to the right lender - and if that is Together, we will secure the best terms they offer.

Get a Quote

Looking for a Together bridging loan?

We search across 130+ lenders including Together to find your best deal. Get an indicative quote within hours.

Get a Quote Discuss Your Requirements

FAQs

Frequently asked questions

Can I apply to Together directly or do I need a broker?

Most specialist bridging lenders including Together prefer intermediated business and either do not accept direct applications or reserve their best pricing for broker-introduced cases. Going through a whole-of-market broker like Doulton means your application is placed on the right desk, structured the way the underwriter wants to see it, and benchmarked against 130+ alternative lenders before you commit.

How does Together compare with other bridging lenders?

No single lender is the cheapest or fastest on every case. Together may offer market-leading rates on one property type and be uncompetitive on another. We look at your specific scenario - property, LTV, exit strategy and timeframe - and identify which of the 130+ lenders on our panel will give you the best overall deal.

How fast can Together complete a bridging loan?

Straightforward bridging cases can complete in 5 to 10 working days. More complex scenarios - unusual security, cross-collateralisation, multiple owners - typically take 2 to 3 weeks. Speed is driven by valuation and legal turnaround more than underwriting, so coming in with clean paperwork makes the biggest difference.

What rates do specialist bridging lenders charge?

Rates currently range from around 0.49% per month for prime residential first-charge deals at lower LTVs, through to 1.25%+ for heavy refurbishment, complex commercial, or higher-LTV transactions. Arrangement fees are usually 1-2% and most lenders will accept retained, rolled-up or serviced interest.

Does using a broker cost more than going direct?

No. Broker fees are typically disclosed upfront and competitive deals often only become available via intermediaries. Lenders price in the underwriting and packaging work a good broker does, so you usually end up with a lower all-in cost than going to the lender's direct-to-consumer desk.

Related finance

Explore related pages

Other Doulton specialisms and lenders that commonly fit alongside this one. We always compare the full 130+ lender panel before recommending a deal.

Together Bridging Loans