Types of business loans available

Unsecured Business Loans

Best for: Working capital, equipment purchase, business expansion

• Loan amounts: £1,000 - £500,000

• Terms: 1-7 years

• Rates: From 6.0% APR

• No security required

Get unsecured business loans without putting your business assets at risk. Perfect for established businesses needing quick access to capital.

Business Loans for Startups

Best for: New businesses, entrepreneurs, startup capital

• Loan amounts: £1,000 - £250,000

• Terms: 1-5 years

• Rates: From 6.9% APR

• Minimal trading history required

Specialist business loans for startups from lenders who understand new business challenges.

Secured Business Loans

Best for: Large amounts, property purchase, major expansion

• Loan amounts: £25,000 - £50 million

• Terms: 1-25 years

• Rates: From 6.0% APR

• Property or asset security required

Lower rates available when securing your business loan against property or business assets.

Quick Business Loans (Same Day Funding)

Best for: Urgent cash flow, time-sensitive opportunities

• Loan amounts: £5,000 - £500,000

• Terms: 3 months - 3 years

• Rates: From 8.9% APR

• Funding in 24 hours

Need quick business loans? Our express service can get funds in your account within 24 hours.

Business Loan lenders we work with

High Street Banks

• Barclays Business Loans

• HSBC Business Finance

• Lloyds Business Loans

• NatWest Business Lending

• Santander Business Finance

Specialist Business Loan Companies

• Funding Circle

• Iwoca

• MarketFinance

• Ultimate Finance

• Liberis

Alternative Finance Lenders

• Merchant cash advance providers

• Peer-to-peer lenders

• Asset finance specialists

• Invoice finance companies

• Bridging loan lenders

Bad Credit Business Loans

Don't let poor credit stop your business growth. We specialize in bad credit business loans from lenders who look beyond credit scores.

Bad Credit Business Loan Options:

• Asset-based lending

• Invoice factoring

• Merchant cash advances

• Revenue-based financing

• Guarantor loans

Typical Requirements:

• 6+ months trading

• £10,000+ monthly turnover

• UK registered business

• Business bank account

Small Business Loans

Small business loans UK specialists helping SMEs access growth capital. Whether you're a sole trader, partnership, or limited company, we have funding solutions.

Popular Small Business Loan Uses:

• Stock and inventory purchase

• Equipment and machinery

• Marketing campaigns

• Staff recruitment

• Premises expansion

• Technology upgrades

• Working capital

Business loan application process

Step 1: Get Your Free Quote (60 seconds)

Complete our simple online form to get matched with suitable business loan lenders.

Step 2: Compare Business Loan Offers

Review multiple offers from our panel of 200+ lenders with transparent rates and terms.

Step 3: Choose Your Business Loan

Select the best business loan for your needs with help from our expert advisors.

Step 4: Complete Application

Submit your full application with minimal paperwork required.

Step 5: Get Your Funds

Receive funding directly into your business bank account, often within 24-48 hours.

Business loan Eligibility

Standard Business Loan Criteria:

• UK registered business

• 6+ months trading history

• Business bank account

• Regular income/turnover

• Directors 18+ years old

Documents Typically Required:

• Latest business accounts

• Bank statements (3-6 months)

• Management accounts

• Proof of identity

• Business plan (some lenders)

Why Chose Doulton Bridging Finance to compare business loans and finance options?

200+ Business Loan Lenders

Access the UK's largest network of business loan lenders including banks, alternative lenders, and specialist finance companies.

Expert Business Finance Advice

Our experienced team provides personalized guidance to help you choose the best business loan for your specific needs.

Whole-of-Market Coverage

We're not tied to specific lenders, so you get genuinely independent advice and access to the best business loan rates.

No Upfront Fees

Our business loan comparison service is completely free with no hidden charges or upfront fees.

Local London Expertise

Based in London with deep knowledge of UK business finance markets and regulations.

Specialist business finance solutions

Development Finance

Fund property development projects from £100k to £300 million with our development finance specialists.

Bridging Loans

Bridging loans for property purchase, renovation, or chain-break scenarios with rates from 0.45% monthly.

Commercial Mortgages

Long-term commercial property finance for business premises, investment properties, and portfolios.

Asset Finance

Equipment finance, vehicle loans, and machinery funding to support business growth.

Invoice Finance

Release cash tied up in unpaid invoices with invoice factoring and invoice discounting solutions.

Business Loan Interest rates explained

Fixed vs Variable Rates:

• Fixed rates: Same payment throughout the loan term

• Variable rates: Payments can change with base rate movements

APR vs Monthly Rates:

• APR: Annual Percentage Rate including all fees

• Monthly rates: Typically used for short-term business finance

Factors Affecting Your Business Loan Rate:

• Credit score and history

• Time in business

• Loan amount and term

• Security offered

• Business sector

• Financial performance

Business Loan Tax benefits

Tax Relief on Business Loan Interest: Business loan interest payments are typically tax-deductible as a business expense, reducing your corporation tax liability.

Capital Allowances: Equipment purchased with business loan funding may qualify for Annual Investment Allowance (AIA) tax relief.

Always consult your accountant for specific tax advice relating to business borrowing

Alternative Business Finance options

Revenue-Based Finance

Repayments linked to your business revenue - pay more when you earn more, less during quieter periods.

Merchant Cash Advance

Get a lump sum based on future card sales with automatic daily repayments.

Peer-to-Peer Business Loans

Competitive rates from individual and institutional investors through P2P platforms.

Government Business Loans

Explore government-backed schemes like Start Up Loans and Recovery Loan Scheme.

Business loans Frequently asked questions

What is the best business loan rate available? The best business loan rates currently start from 5.9% APR for secured loans to established businesses with excellent credit.

How quickly can I get a business loan? Quick business loans are available same-day from alternative lenders, while bank loans typically take 2-4 weeks.

Can I get a business loan with bad credit? Yes, bad credit business loans are available from specialist lenders who consider factors beyond credit scores.

What's the maximum business loan amount? We arrange business loans from £1,000 up to £50 million depending on your business requirements and profile.

Do I need security for a business loan? Unsecured business loans up to £500,000 are available, though larger amounts typically require security.

How do I compare business loans effectively? Look at APR, total cost, fees, speed of funding, and lender reputation when you compare business loans.

Get your business loan quote today

Ready to find the best business loan for your company? Our expert team is here to help you navigate the UK's business finance market.

Free Business Loan Quote in 60 Seconds:

• Compare rates from 200+ lenders

• No impact on credit score

• Expert guidance throughout

• Same-day decisions available

• Funding from £1,000 to £50 million

Contact Doulton Bridging Finance:

• Phone: 0204 621 1776

• Online: Complete our instant quote form