Business Finance

Business Loans

Flexible business funding from £10k to £5m+. Secured and unsecured options with rates from 5.50%, sourced from our panel of 130+ specialist lenders.

Funding Solutions

The right funding for every business need

Whether you need working capital to manage cash flow, funding to seize a growth opportunity, or finance for equipment and stock, we connect you with the right lender. Our panel of 130+ specialist business lenders means we can source competitive terms regardless of your sector or circumstances.

From straightforward unsecured loans for established businesses to larger secured facilities for ambitious expansion plans, we structure funding that fits your business - not the other way around.

£5m+

Maximum Loan Size

5.50%

Rates From

24hrs

Fastest Funding

130+

Specialist Lenders

Loan Options

Funding tailored to your business

Unsecured Business Loans

Borrow from £10k to £500k without putting up property or assets as security. Ideal for established businesses with strong trading history and healthy cash flow.

Secured Business Loans

Access larger facilities from £50k to £5m+ by securing against property or business assets. Lower rates and longer terms than unsecured alternatives.

Working Capital

Keep your business running smoothly with funding designed to cover day-to-day operational costs, seasonal fluctuations, and unexpected cash flow gaps.

Expansion Finance

Fund growth initiatives including new premises, additional staff, market entry, or product development. Structured repayments that align with your growth trajectory.

Equipment and Stock

Purchase machinery, technology, vehicles, or inventory without depleting your cash reserves. Spread costs over the useful life of the asset.

Flexible Terms

Loan terms from 3 months to 25 years depending on purpose and security. Fixed or variable rates, with repayment holidays and balloon options available.

The Process

How it works

Tell Us Your Needs

Share your funding requirements, business background, and how you plan to use the finance. We provide an initial assessment within hours.

Lender Search

We search our panel of 130+ lenders to find the most competitive options for your circumstances, presenting you with a shortlist of suitable offers.

Application and Approval

We handle the application process, liaising with lenders on your behalf. Documentation requirements are kept to a minimum wherever possible.

Funds Released

Once approved, funds can be released in as little as 24 hours for unsecured loans, or 5 to 10 working days for secured facilities.

Ready to fund your business?

Tell us what you need and we will find the right lender. No upfront fees, no obligation, and an initial quote within hours.

Get a Quote Discuss Your Needs

FAQs

Frequently asked questions

What business finance options can Doulton arrange?

Unsecured business loans, secured commercial loans, asset and equipment finance, invoice finance (factoring and discounting), merchant cash advance, revolving credit facilities, commercial mortgages, and working-capital facilities for limited companies, LLPs and sole traders.

How much can my business borrow?

We arrange business funding from £10,000 for simple unsecured facilities, up to £5m+ for secured commercial lending. Asset and invoice finance scale with the underlying asset or debtor book respectively.

How quickly can I access business funding?

Unsecured online business loans and merchant cash advances can fund in 24-72 hours. Asset finance typically completes in 3-10 working days. Larger secured facilities follow a 2-6 week underwriting and legal timeline.

Do I need to be profitable to get a business loan?

Not always. Many alternative lenders underwrite on turnover, card takings, sales ledger or asset value rather than net profit. Early-stage businesses and turnaround situations are often better served by specialist funders than high-street banks.

Will directors need to give personal guarantees?

Personal guarantees are common on unsecured and lightly-secured business lending, usually capped at a percentage of the facility. Secured lending backed by property or specific assets often reduces or removes the PG requirement.

Related finance

Explore related pages

Other Doulton specialisms and lenders that commonly fit alongside this one. We always compare the full 130+ lender panel before recommending a deal.