Business Finance

London Business Loans

Business lending for London-based companies. Deep understanding of the London market, specialist sector knowledge, and local lender relationships for fast, competitive funding.

London Specialists

Business lending from people who know London

Running a business in London brings unique challenges and opportunities. Higher operating costs, intense competition, and demanding customers are balanced by access to a vast market, exceptional talent, and a dynamic business environment. We understand these dynamics and connect you with lenders who actively seek London business.

Based in London ourselves, we have built deep relationships with lenders across every sector. Whether you run a Soho restaurant, a Shoreditch tech startup, or a City professional services firm, we know which lenders will offer the best terms for your specific circumstances.

5.50%

Rates From

130+

Specialist Lenders

24hrs

Fastest Decisions

20+

Years Experience

Sector Expertise

Funding across London's key sectors

Professional Services

Finance for law firms, accountancy practices, consultancies, and agencies. We understand the asset-light nature of professional services and the lenders who appreciate recurring revenue.

Hospitality and Leisure

Funding for restaurants, bars, hotels, and entertainment venues. We work with lenders who understand seasonal trading patterns and the capital-intensive nature of London hospitality.

Retail and E-Commerce

Stock finance, fit-out funding, and working capital for London retailers. Whether you trade from a high street location, online, or both, we find the right solution.

Tech and Startups

Growth capital for London's thriving tech sector. Revenue-based finance, venture debt, and innovation loans for companies with strong growth metrics but limited trading history.

Property and Construction

Working capital, equipment finance, and project funding for London's property and construction sectors. We understand the contractual cash flow challenges these industries face.

Local Market Knowledge

London businesses operate in a unique market with distinct cost pressures and opportunities. Our team understands the London landscape and the lenders who specialise in it.

The Process

How it works

London-Focused Assessment

We assess your business in the context of the London market - your sector, location, trading history, and specific funding requirements.

Targeted Lender Search

We approach lenders from our panel who actively seek London business. Local knowledge and existing relationships mean faster decisions and better terms.

Streamlined Application

We handle the application process, presenting your business in the best possible light. Our team is available for face-to-face meetings across London.

Fast Funding

London businesses often need capital quickly. We prioritise speed without compromising on terms, with unsecured loans funding in as little as 24 hours.

London business? Let us find your funding

Tell us about your business and what you need. We will match you with the best lenders for your sector and circumstances.

Get a Quote Discuss Your Needs

FAQs

Frequently asked questions

What business finance options can Doulton arrange?

Unsecured business loans, secured commercial loans, asset and equipment finance, invoice finance (factoring and discounting), merchant cash advance, revolving credit facilities, commercial mortgages, and working-capital facilities for limited companies, LLPs and sole traders.

How much can my business borrow?

We arrange business funding from £10,000 for simple unsecured facilities, up to £5m+ for secured commercial lending. Asset and invoice finance scale with the underlying asset or debtor book respectively.

How quickly can I access business funding?

Unsecured online business loans and merchant cash advances can fund in 24-72 hours. Asset finance typically completes in 3-10 working days. Larger secured facilities follow a 2-6 week underwriting and legal timeline.

Do I need to be profitable to get a business loan?

Not always. Many alternative lenders underwrite on turnover, card takings, sales ledger or asset value rather than net profit. Early-stage businesses and turnaround situations are often better served by specialist funders than high-street banks.

Will directors need to give personal guarantees?

Personal guarantees are common on unsecured and lightly-secured business lending, usually capped at a percentage of the facility. Secured lending backed by property or specific assets often reduces or removes the PG requirement.

Related finance

Explore related pages

Other Doulton specialisms and lenders that commonly fit alongside this one. We always compare the full 130+ lender panel before recommending a deal.