Business Loan Repayment Calculator
Model your monthly repayments, total interest and full repayment schedule on a capital-and-interest or interest-only business loan. An estimate, not a quote - for live terms, send us your scenario.
Estimate your repayments
Monthly interest rate 0.708%
This is an estimate only. Actual rates and terms depend on the lender, your trading profile and security. Contact us for an accurate, personalised quote.
Capital & interest vs interest only
On a capital-and-interest loan, each payment clears both the interest charged that month and a slice of the balance, so the loan is fully repaid by the end of the term. On an interest-only loan, you pay only the interest each month and repay the full capital as a single sum at the end - lower monthly cost, but more interest paid overall.
Most unsecured business loans run on capital and interest over one to five years. Interest-only is more common on asset-backed or bridging facilities with a defined exit.