Invoice Finance - Cash Flow Crisis Resolved in 5 Days
£580k debtor book financed in 5 working days · 85% advance rate · cash flow restored without shareholder dilution.
The Client
35-person events company with blue-chip debtor base
The Challenge
A 35-person events company had £580k of invoices outstanding from two blue-chip clients but could not make payroll. Equity dilution to address the shortfall was being considered as a last resort. The company needed cash flow within days, not weeks.
Our Solution
Doulton arranged an invoice discounting facility within 5 working days. The blue-chip debtor profile supported an 85% advance rate, releasing approximately £493k of the debtor book immediately. The facility was structured as confidential invoice discounting so client relationships were not affected.
The Outcome
Cash flow crisis resolved without shareholder dilution. Payroll met on time. The invoice finance facility was retained as ongoing working capital, with monthly advances funded against the rolling debtor book. Key highlights: Cash released in 5 working days; 85% advance rate against blue-chip debtors; Equity dilution avoided - ongoing facility retained.