Van Finance for Business
Individual and small fleet van finance for businesses of all sizes. New and used vans, all makes and models, with quick approval and competitive rates.
Get the van your business needs, on terms that work
For many businesses, a van is not a luxury - it is essential. Whether you are a plumber, electrician, delivery driver, or any trade or service business, having the right vehicle matters. Van finance lets you acquire the vehicle you need while keeping your cash available for tools, stock, and other business expenses.
We work with specialist commercial vehicle lenders who offer competitive rates on new and used vans from all major manufacturers. With balloon payment options to reduce monthly costs and quick approval processes, we get you on the road fast.
Flexible van funding for your business
Individual Van Finance
Finance for a single van or small number of vehicles. Ideal for sole traders, tradespeople, and small businesses who need reliable transport without the upfront cost.
Small Fleet Orders
Ordering 2 to 5 vans? Small fleet orders can still attract preferential rates compared to individual purchases. We negotiate on your behalf for the best available terms.
All Makes and Models
Ford Transit, Mercedes Sprinter, Volkswagen Crafter, Peugeot Boxer, Citroen Relay, and every other major manufacturer. Panel vans, tippers, dropside, and specialist conversions.
Quick Approval
Most van finance applications receive a decision within 24 hours. For established businesses with good trading history, same-day approval is often available.
Balloon Payment Options
Reduce your monthly payments with a balloon payment at the end of the term. Pay the balloon, refinance it, or return the vehicle depending on your agreement type.
New and Used Vans
Finance is available for new and used vans. Nearly new, ex-fleet, and older used vans can all be funded, with terms and rates reflecting the vehicle's age and condition.
How it works
Van Details
Tell us what van you need - or share a dealer quote if you have already found one. We can also advise on which vans offer the best value for finance purposes.
Finance Options
We present hire purchase, lease, and contract hire options with clear monthly payments. Balloon payment structures are available to reduce monthly costs.
Quick Decision
Specialist vehicle lenders provide fast credit decisions. Most applications are approved within 24 hours, getting you on the road sooner.
Van Delivery
Once approved, we settle with the dealer and you collect or receive delivery of your van. Start using it for your business immediately.
Ready to finance your business van?
Share the van details and we will provide a competitive quote within hours. New and used, all makes, quick approval.
Frequently asked questions
What is specialist finance?
Specialist finance covers funding for assets and sectors that sit outside mainstream lending - agricultural machinery, construction plant, commercial vehicle fleets, equestrian property, farm diversification and similar. Lenders in this space understand the asset and the industry, not just a credit score.
What assets can be financed?
New and used agricultural machinery, tractors, diggers and excavators, HGVs and trucks, vans and fleet vehicles, farm equipment, livestock facilities, equestrian buildings and land - essentially any identifiable income-producing or business-critical asset.
How is specialist finance structured?
Most commonly as hire purchase (you own the asset at the end) or finance lease (lender retains title and leases to you). Refinance and sale-and-leaseback options are also available to release capital from assets you already own.
What deposit and term applies?
Typical deposits are 10-20% of asset value. Terms run from 2 to 7 years depending on the asset's useful life and your preferred cash flow. Balloon payments can be structured in where helpful.
Can startups or new ventures access specialist finance?
Yes - specialist lenders routinely fund new-entrant farmers, newly-incorporated transport operators and first-time business asset buyers. Strong industry experience, a viable business plan and a reasonable deposit typically carry more weight than company trading history.
Explore related pages
Other Doulton specialisms and lenders that commonly fit alongside this one. We always compare the full 130+ lender panel before recommending a deal.
Specialist Finance
Agricultural, construction and commercial vehicle finance.
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