Excavator Finance | New & Used Excavator Finance UK | Doulton Bridging Finance

Specialist Finance for New & Used Excavators

At Doulton Bridging Finance, we arrange competitive excavator finance for construction businesses, plant hire operators, groundworks contractors, and sole traders across the UK. Whether you need a mini digger for a small landscaping operation or a large tracked excavator for a major civil engineering project, we find the right funding from our panel of specialist plant and machinery lenders.

Why Finance an Excavator?

• Preserve working capital and avoid large upfront purchase costs

• Spread the cost with fixed monthly payments

• Access newer, more reliable machinery sooner

• Potential tax relief through capital allowances on hire purchase

• Finance lease payments can be fully tax deductible

• Keep your fleet modern without tying up cash reserves

• Available on new, used, and older excavators

Types of Excavators We Finance

We arrange finance across the full range of excavator types, including:

• Mini and micro excavators — 1 to 3 tonne, ideal for landscaping and utility work

• Midi excavators — 4 to 10 tonne, for groundworks and site preparation

• Large tracked excavators — 10 to 50 tonne, for civil engineering and heavy excavation

• Wheeled excavators — for road work and urban construction projects

• Long reach excavators — for dredging, demolition, and deep excavation

• Zero tail swing excavators — for confined spaces and urban environments

• Amphibious excavators — for waterway and wetland projects

• Demolition excavators — with specialist attachments and high reach booms

• Rail mounted and specialist excavators — considered on a case-by-case basis

All major manufacturers financed, including Caterpillar, Komatsu, Hitachi, Volvo, Doosan, Liebherr, JCB, Kubota, Takeuchi, and Yanmar.

Finance Products Available

Hire Purchase (HP)

• Pay a deposit then fixed monthly instalments

• Own the excavator outright at the end of the term

• Terms from 12 to 60 months

• Available on new and used machines

• Capital allowances may be claimable — consult your accountant

Finance Lease

• Use the excavator without taking legal ownership

• Rental payments typically fully tax deductible

• Flexible end-of-term options — extend, return, or sell

• Lower monthly cost than hire purchase in many cases

• Well suited to VAT-registered businesses

Operating Lease

• Fixed monthly rental for an agreed term

• Return the machine at the end with no ownership risk

• Ideal for businesses that regularly upgrade plant

• Keeps assets off the balance sheet

Refinance & Sale and Leaseback

• Release equity from excavators you already own

• Inject cash into your business without selling your machinery

• Continue using your excavator uninterrupted

• Available on single machines and entire plant fleets

Bridging Finance

• Fast short-term funding for urgent excavator purchases

• Ideal for auction wins and time-sensitive opportunities

• Arranged quickly where asset and exit strategy are clear

Who We Help

• Groundworks and civil engineering contractors

• Construction companies of all sizes

• Plant hire businesses building or expanding their fleet

• Demolition contractors

• Landscaping and garden design businesses

• Utilities and infrastructure contractors

• Agricultural and rural businesses

• Sole traders and owner-operators

• Start-up businesses and those with adverse credit considered