Excavator Finance
Finance for mini, midi, and full-size excavators up to 50 tonnes. Caterpillar, Komatsu, Hitachi, Volvo, JCB, Doosan, and Hyundai excavators funded on hire purchase or finance lease from specialist plant lenders.
The right structure for every excavator requirement
Mini Excavator Finance (up to 6t)
1.5t-6t mini excavators from Kubota, JCB, Caterpillar, Takeuchi, and Yanmar. The most widely owned item in construction plant. Fast decisions, competitive rates, and straightforward approval.
Midi Excavator Finance (6t-20t)
6t-20t midi excavators from Caterpillar, Komatsu, Doosan, Hyundai, and Volvo. The workhorse of civil engineering. Finance for first-time buyers and fleet additions.
Large Excavator Finance (20t-50t)
High-value 20t-50t excavators from Caterpillar, Komatsu, Hitachi, and Liebherr. Finance for major earthworks, quarrying, and infrastructure contractors. Specialist lenders who understand large plant values.
Hire Purchase
Own the excavator at the end. Capital allowances claimable. Fixed monthly payments - the most popular structure across all excavator sizes.
Finance Lease
Lower monthly cost than hire purchase. Residual value at the end managed by the lender. Suited to plant hire businesses managing fleet depreciation.
Sale & Leaseback
Release capital from excavators already owned. We arrange sale and leaseback for contractors needing capital for working capital or fleet expansion.
How it works
Excavator details
Manufacturer, model, operating weight, year, hours, and condition. We identify the right specialist plant lenders immediately.
Competitive terms
Excavator finance decisions typically within 24 hours from specialist plant lenders who know the market.
Approval
Construction companies, civil engineering contractors, groundworks businesses, and plant hire operators are all well-served.
Settlement
We settle with the dealer, manufacturer, or private seller.
Ready to discuss Excavator Finance?
Call 0204 6211776 or complete our enquiry form. Indicative terms typically within hours.
Frequently asked questions
What excavator brands can be financed?
All major brands - Caterpillar, Komatsu, Hitachi, Volvo, JCB, Doosan, Hyundai, Liebherr, Kubota, Takeuchi, and Yanmar. New and used.
Can I finance a high-hour used excavator?
Yes - used excavators with high hours are assessed on condition and maintenance history rather than hours alone. A well-maintained machine from an established contractor is a strong finance application.
Is excavator finance available to sole traders?
Yes - specialist plant lenders fund sole traders, partnerships, and limited companies. The application is assessed on the business profile and asset value.
Can attachments be included in the excavator finance?
Yes - buckets, quick hitches, hydraulic breakers, and other attachments can often be included in the same facility as the excavator.
What is the advance rate on a large excavator?
Typically 80-85% of open market value. Strong applicants with established businesses can access higher advance rates on well-known manufacturer models.
Before you commit to a structure
Speak to an asset finance specialist
130+ specialist lenders. 8am-8pm, Monday-Sunday.