Digger Finance | New & Used Digger Finance UK | Doulton Bridging Finance

Specialist Finance for New & Used Diggers

At Doulton Bridging Finance, we arrange fast, flexible digger finance for construction contractors, landscapers, plant hire operators, agricultural businesses, and sole traders across the UK. From compact mini diggers to large tracked machines, we work with a specialist panel of plant and machinery lenders to find the most competitive finance solution for your needs.

Why Finance a Digger?

• Avoid large upfront capital outlay and protect your cashflow

• Spread the cost with fixed, affordable monthly payments

• Access newer, better-specified machinery sooner

• Hire purchase may qualify for capital allowances tax relief

• Finance lease payments are often fully tax deductible

• Finance new, used, and older diggers

• Build your plant fleet without draining business reserves

Types of Diggers We Finance

We arrange digger finance across all sizes and categories, including:

• Micro diggers — under 1 tonne, for tight access and indoor work

• Mini diggers — 1 to 3.5 tonne, ideal for landscaping, drainage, and utility work

• Midi diggers — 3.5 to 10 tonne, for groundworks and general construction

• Large diggers — 10 tonne and above, for civil engineering and heavy excavation

• Wheeled diggers — for road-based and urban construction projects

• Long reach diggers — for dredging, waterway, and deep excavation work

• Zero tail swing diggers — for confined and urban job sites

• Backhoe loaders — dual-function machines for versatile site work

• Skid steer loaders — compact and manoeuvrable for tight spaces

• Tracked dumpers — often financed alongside digger packages

All major brands financed, including JCB, Caterpillar, Komatsu, Kubota, Hitachi, Volvo, Doosan, Takeuchi, Yanmar, and Bobcat.

Digger Finance Products

Hire Purchase (HP)

• Deposit followed by fixed monthly payments

• Full ownership of the digger at the end of the term

• Terms typically 12 to 60 months

• Available on new and used machines of all ages

• Capital allowances may apply — speak to your accountant

Finance Lease

• Use the digger without taking on legal ownership

• Rental payments typically fully tax deductible for businesses

• Flexible options at end of term — extend, return, or sell

• Often lower monthly cost than hire purchase

• Ideal for VAT-registered businesses

Operating Lease

• Fixed monthly rental over an agreed term

• Simply return the digger at the end — no depreciation risk

• Optional maintenance packages available

• Suitable for businesses that prefer to upgrade regularly

Refinance & Sale and Leaseback

• Unlock cash from diggers you already own outright

• Free up working capital without losing use of your machine

• Available on single diggers and entire plant fleets