Working Capital Calculator
Work out how much working capital your business ties up in its cash cycle, your cash conversion cycle in days, and the funding gap to cover. An estimate, not a quote.
Size your working capital need
Your debtor days are high, meaning significant cash is tied up in unpaid invoices. A factoring or discounting facility would release this immediately, improving your cash cycle by around 45 days.
An estimate only. The suggested route is a guide based on your inputs, not advice. We will assess your full position before recommending a facility.
Why the cash cycle matters
Your cash conversion cycle is the number of days between paying for stock and labour and being paid by your customers. The longer it is, the more cash your business has to fund just to keep trading - even when you are profitable.
Reducing debtor days, extending creditor days or financing the gap are the three levers. We help you pick the cheapest one.