If you are buying a new Liebherr LTM directly from Liebherr and they are offering a competitive captive rate, compare it carefully before committing. For every other scenario - used LTM, other brands, adverse credit, structured fleet deals - an independent broker accessing Close Brothers, Lombard, Siemens Financial and Shawbrook will deliver better overall value.
Liebherr Finance vs Independent Broker - Comparison
| Factor | Liebherr Finance (captive) | Independent Broker |
|---|---|---|
| Rate range | 4%–8% (new LTM only) | 4%–12% (multiple lenders, all assets) |
| New Liebherr LTM from Liebherr | Yes - direct | Yes - multiple lenders |
| Used Liebherr LTM | Not typically available | Yes - Close Brothers, Shawbrook, Lombard |
| Other crane brands (Grove, Tadano, Terex) | Not available | All brands financed |
| Adverse credit | Standard criteria - limited | Specialist lenders available |
| Multi-unit fleet | Case by case | Fleet facilities - Close Brothers, Lombard |
| Operating lease | Limited | Siemens Financial, specialist lenders |
| Independent advice | None | Full market comparison |
| Maximum finance | Liebherr-set | No practical cap (Lombard/SFS) |
When Each Route Wins
Liebherr Finance wins when:
- You are buying a new Liebherr LTM directly from Liebherr
- Liebherr is running a promotional rate that is genuinely below the open market
- Your business has clean credit and approval is straightforward
- Speed at point of sale from Liebherr matters more than exhaustive comparison
Independent broker wins when:
- You are buying a used Liebherr LTM 1055, 1090, 1100 or larger
- You want a Grove GMK, Tadano ATF or Terex AT crane
- Your business has CCJs, defaults or adverse credit history
- You want to finance multiple cranes under a fleet facility
- You want to compare Liebherr's rate against the open market before committing
- You need operating lease rather than HP for tower crane or project-based use
Common Liebherr LTM Models in Finance Discussions
| Model | Capacity | Typical New Price | Finance Notes |
|---|---|---|---|
| Liebherr LTM 1055-3.2 | 55t | £500k–£700k | Good lender appetite - all specialist lenders |
| Liebherr LTM 1090-4.2 | 90t | £900k–£1.3m | Lombard, Close Brothers, SFS - competitive market |
| Liebherr LTM 1100-5.2 | 100t | £1.2m–£1.6m | Tier-one lenders - SFS and Lombard strongest |
| Liebherr LTM 1200-5.1 | 200t | £2.5m–£3.5m | Structured finance - Lombard / SFS only |
| Liebherr LTM 1500-8.1 | 500t | £7m–£12m+ | Bespoke structured deal - specialist only |