At a glance: Close Brothers Asset Finance is a strong option for site dumper and articulated dumper finance. With rates from 4.5%, a minimum advance of £10,000, and a clear appetite for Thwaites, Wacker Neuson, and Winget equipment, they suit established groundwork companies and plant hire businesses.
Close Brothers Site Dumper Finance Rates - October 2026
Site dumpers are a core asset for groundwork contractors, civils companies, and plant hire businesses. Close Brothers lends across the full range - from compact 1-tonne rotating skip dumpers to 10-tonne articulated machines - on both hire purchase and finance lease.
| Dumper Type | Finance Type | Indicative Rate | Min Advance | Max Advance | Typical Term |
|---|---|---|---|---|---|
| 1–2t Site Dumper (new) | Hire Purchase | 5.0–8.0% | £10,000 | £250k | 24–48 months |
| 3–6t Site Dumper (new) | Hire Purchase | 4.5–7.5% | £10,000 | £500k | 36–60 months |
| 6–10t Articulated Dumper | Hire Purchase | 4.5–7.5% | £10,000 | £750k | 36–60 months |
| Swivel Skip Dumper | Hire Purchase | 5.0–8.0% | £10,000 | £250k | 24–48 months |
| Used Site Dumper (under 5 yrs) | Hire Purchase | 6.0–10.0% | £10,000 | £200k | 24–48 months |
| Dumper Fleet (groundworks) | Fleet HP | 4.5–7.0% | £30,000 | £5m | 36–60 months |
| Adverse Credit | Hire Purchase | 9.0–12.0% | £10,000 | £150k | 24–48 months |
Rates are indicative. Thwaites, Wacker Neuson, and Winget are widely accepted brands. Equipment age and condition are assessed individually.
Close Brothers - Strengths and Limitations for Dumper Finance
Strengths
- Strong appetite for groundwork and civils sector
- Accepts Thwaites, Wacker Neuson, Winget, and other brands
- Fleet lending available for larger groundwork contractors
- Both new and quality used dumper finance
- Articulated dumper lending up to £750k single unit
- Experienced underwriters - understand site dumper values
Limitations
- £10,000 minimum - not for low-value mini dumpers
- Less flexible on sole traders or adverse credit than Aldermore
- Full accounts required for deals over £100k
- Slower than digital-first lenders for small simple cases
Key Brands and Models - Close Brothers Dumper Finance
Close Brothers is comfortable financing the major UK site dumper brands:
- Thwaites - the UK market leader in site dumpers. 1t, 1.5t, 3t, 6t, 9t models widely accepted.
- Wacker Neuson - DW60, DW90, and DW100 dumpers. German-engineered, strong residuals.
- Winget - traditional UK dumper brand, often used in smaller quantities.
- Terex/Benford - legacy brand, accepted subject to age and condition.