Volvo CE Financial Services and ABG Pavers
Volvo Construction Equipment's ABG range of asphalt pavers is widely used in UK road surfacing and surface dressing contracts. Volvo CE Financial Services (VCEFS) offers point-of-sale finance through their UK dealer network for new ABG pavers, including the ABG Titan 6820 wheeled paver and ABG T500 tracked paver. Their indicative rates run from 4% to 9% for the strongest credits.
An independent broker can compare VCEFS against Close Brothers, Lombard, Novuna, and others for both new Volvo ABG pavers and used units purchased outside the dealer network.
Comparison: Volvo CE Finance vs Independent Broker
| Factor | Volvo CE Financial Services | Independent Broker |
|---|---|---|
| Typical rate range | 4% – 9% | 4.5% – 14% |
| New ABG pavers | Available - point of sale | Available - broker pre-approval |
| Used Volvo ABG | Limited - primarily new | Yes - multiple lenders |
| Non-Volvo brands | Not available | Yes - Dynapac, Bomag, Cat, Wirtgen |
| Sole trader appetite | Limited | Better - multiple lender options |
| Multi-brand facility | Volvo/ABG only | Combine with rollers, cold planers |
When Each Route Wins
When Volvo CE Finance wins
- Purchasing a new ABG Titan or ABG T500 paver direct from a Volvo CE dealer
- A promotional rate or package deal from the dealer is on offer
- You want one point of contact for purchase and finance
- Your profile is straightforward and you've not checked the market
When an independent broker wins
- Buying a used Volvo ABG paver from a plant dealer or at auction
- Buying an ABG paver alongside Dynapac rollers or other road plant
- You want to verify whether VCEFS rate is the best available
- Your business profile doesn't meet VCEFS's primary appetite
- You're a sole trader or newer road surfacing business