AGCO Finance covers four of the UK's most popular agricultural brands through their respective dealer networks. This guide explains the captive rates, their restrictions, and when independent finance delivers a better outcome.
Rates updated
AGCO Finance is the captive finance arm of AGCO Corporation, which manufactures Fendt, Massey Ferguson, Challenger and Valtra tractors. Like other manufacturer captive lenders, it uses brand subsidy to offer below-market rates through authorised dealers - but the restrictions that come with that subsidy matter significantly for many farm businesses.
AGCO Finance - Rate Table by Brand
AGCO Finance UK - Indicative Rates by Brand, October 2026 (new machines only, via authorised dealers)
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FAQs
Frequently asked questions
What is AGCO Finance and which brands does it cover?
AGCO Finance is the captive finance arm of AGCO Corporation, covering the Fendt, Massey Ferguson, Challenger and Valtra brands in the UK. It provides hire purchase and finance lease products through authorised brand dealers for new machinery purchases only.
What are AGCO Finance Fendt rates in the UK in 2026?
AGCO Finance Fendt hire purchase rates start from 5.0% APR for new Fendt tractors, with finance lease from 4.6% APR, as of October 2026. These are subsidised rates available only through authorised Fendt dealers for new machines with prime credit.
What are AGCO Finance Massey Ferguson rates in 2026?
AGCO Finance Massey Ferguson hire purchase rates start from 4.9% APR for new MF tractors, with finance lease from 4.6% APR, as of October 2026. Available through authorised Massey Ferguson dealers for new machines only.
Does AGCO Finance fund used Fendt or Massey Ferguson tractors?
No. AGCO Finance does not fund used tractors for any of its brands. Used machinery from any AGCO brand requires independent finance, available from 6.5% APR through an independent broker panel.
Can I fund a Fendt and a Massey Ferguson together under one facility?
Through AGCO Finance's dealer channel, each brand and dealer typically requires a separate arrangement. An independent lender accessed through a broker can fund Fendt, Massey Ferguson, Challenger, Valtra - and any other brand - in a single consolidated facility, which simplifies administration considerably.
Asset finance is not regulated by the FCA. Your asset may be repossessed if you do not keep up repayments. Rates shown are indicative only and subject to individual underwriting. Doulton Bridging Finance has no affiliation with AGCO Corporation, AGCO Finance, Fendt, Massey Ferguson, Challenger or Valtra.
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