Business Finance for Wales - Full Product Range
Every DBF product is available to Welsh businesses: unsecured business loans from £10,000 to £500,000; secured commercial loans up to £5m+; asset finance for any business-critical equipment; invoice finance for B2B businesses; merchant cash advances for card-taking businesses; revolving credit facilities; management buyout finance; and property-backed business lending.
Key Sectors in Wales
Manufacturing and Steel
Wales has a significant manufacturing base - from the Tata Steel operations at Port Talbot to precision engineering, aerospace components, and automotive manufacturing. We arrange asset finance, invoice discounting, and working capital for Welsh manufacturers.
Agriculture and Rural Business
Welsh farming - sheep, dairy, beef, and mixed agriculture - has distinct financial needs including seasonal working capital, livestock finance, and agricultural equipment funding. We work with specialist agricultural lenders who understand Welsh farming economics.
Tourism and Hospitality
North Wales, the Brecon Beacons, Pembrokeshire, and the Gower Peninsula are major tourism destinations. Seasonal finance, merchant cash advances, and asset finance for accommodation businesses are widely used by Welsh tourism operators.
Cardiff Professional Services
Cardiff Bay and the city centre host a growing professional services sector - law, finance, technology, and public sector services. Working capital, management buyout finance, and expansion lending are the most common requirements.
Development Bank of Wales
The Development Bank of Wales provides government-backed loans and equity to Welsh businesses. We work alongside the DBW - not in competition with it - helping businesses understand whether a commercial loan or a DBW product is the better fit for their circumstances.