Auction Finance

Residential Terrace Purchased at Allsop Auction in Leeds

£148,000 · 6 months · 0.84% pm. A landlord attending an Allsop property auction in Leeds successfully bid on a tenanted terrace at below market value.

Category
Auction Finance
Loan Amount
£148,000
LTV
72%

The Client

Landlord attending an Allsop property auction

The Challenge

A landlord attending an Allsop property auction in Leeds successfully bid on a tenanted terrace at below market value. With a 28-day completion requirement, he called Doulton from the auction room needing a decision in principle immediately.

Our Solution

Doulton issued a decision in principle within two hours of the call. Full terms were issued the following morning and the facility completed within 19 days of the auction, well within the required 28-day window.

The Outcome

Property purchased at 14% below comparable market value. Tenant remained in situ. Standard buy-to-let mortgage placed at month five, generating a net yield of 7.1% on the purchase price. Key highlights: DIP issued within 2 hours of auction call; Completed in 19 days - 9 days inside deadline; BTL mortgage confirmed at month five.

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