Auction Finance

Repossession Flat Acquired at SDL Auction in Nottingham

£92,000 · 5 months · 0.84% pm. A first-time investor purchased a repossessed flat at an SDL Auctions sale in Nottingham.

Category
Auction Finance
Loan Amount
£92,000
LTV
68%

The Client

First-time investor

The Challenge

A first-time investor purchased a repossessed flat at an SDL Auctions sale in Nottingham. The property required cosmetic refurbishment but was otherwise habitable. Standard mortgage finance was unavailable due to the repossession history and the need for completion in under 28 days.

Our Solution

Doulton provided a £92,000 auction finance facility within 22 days. The compact loan size and clear exit made the case straightforward to underwrite quickly.

The Outcome

Property completed on time. Light refurbishment completed within six weeks. Buy-to-let mortgage in place at month four, redeeming the bridge and giving the client his first investment property. Key highlights: Under £100k loan processed at full speed; First-time investor supported; BTL mortgage exit confirmed quickly.

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