HMO / MUFB Finance

Large HMO Conversion of Former Student Halls in Sheffield

£1,850,000 · 14 months · 0.97% pm. A specialist student accommodation operator acquired a former university-owned building in Sheffield comprising 28 study bedrooms over four floors, requiring significant refurbishmen...

Category
HMO / MUFB Finance
Loan Amount
£1,850,000
LTV
65%

The Client

Specialist student accommodation operator

The Challenge

A specialist student accommodation operator acquired a former university-owned building in Sheffield comprising 28 study bedrooms over four floors, requiring significant refurbishment to bring the facility up to current HMO standards.

Our Solution

Doulton structured a £1.85m development-style HMO facility with staged drawdowns tied to build completion floors. The borrower's planning consent and HMO pre-licensing discussions with Sheffield City Council gave Doulton comfort on the exit.

The Outcome

All 28 rooms refurbished and the building fully licensed. Tenanted at 100% occupancy within six weeks of completion, primarily through a university accommodation partnership. Specialist PBSA mortgage redeemed the facility. Key highlights: 28-unit HMO facility structured as staged drawdowns; University accommodation partnership confirmed tenants; 100% occupancy within 6 weeks of completion.

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