Land Loans

Residential Land Acquisition with Outline Planning in Hampshire

£1,100,000 · 12 months · 1.05% pm. A regional housebuilder identified a greenfield site in Hampshire with outline planning for 22 homes.

Category
Land Loans
Loan Amount
£1,100,000
LTV
60%

The Client

Regional housebuilder

The Challenge

A regional housebuilder identified a greenfield site in Hampshire with outline planning for 22 homes. The vendor required an unconditional purchase - a detailed planning application was still to be submitted. Mainstream lenders would not advance without detailed consent.

Our Solution

Doulton provided a £1.1m land loan against the outline consented site, recognising the site's planning trajectory and the borrower's track record. The borrower submitted a detailed application within six weeks of purchase.

The Outcome

Site purchased. Detailed planning consent obtained at month nine. Development facility arranged from a mainstream lender and the land loan redeemed at month eleven. Key highlights: Outline planning consent accepted; Detailed application submitted within 6 weeks; Development facility arranged - clean exit.

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