Refurbishment Loans

Heavy Refurbishment and Reconfiguration of Victorian Semi in Brighton

£595,000 · 12 months · 0.99% pm. A developer purchased a dilapidated Victorian semi-detached in Brighton with the intention of fully stripping back and reconfiguring the layout, adding a rear extension under permitted...

Category
Refurbishment Loans
Loan Amount
£595,000
LTV
68%

The Client

Developer

The Challenge

A developer purchased a dilapidated Victorian semi-detached in Brighton with the intention of fully stripping back and reconfiguring the layout, adding a rear extension under permitted development, and selling at a significant margin.

Our Solution

Doulton provided a heavy refurbishment facility of £595,000 with staged drawdowns tied to build milestones. An independent monitoring surveyor confirmed each stage before tranches were released.

The Outcome

Works completed in nine months. Property sold within three weeks of coming to market at £25,000 above the appraised GDV, driven by Brighton's strong demand. Bridge fully redeemed at month ten. Key highlights: Heavy refurbishment with extension accepted; Stage drawdowns managed via monitoring surveyor; Sale price exceeded GDV appraisal by £25,000.

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