Refurbishment Loans

Period Farmhouse Renovation for Holiday Let in Cornwall

£485,000 · 14 months · 0.97% pm. An entrepreneur acquired a run-down period farmhouse in Cornwall intending to create a premium holiday let.

Category
Refurbishment Loans
Loan Amount
£485,000
LTV
63%

The Client

Entrepreneur

The Challenge

An entrepreneur acquired a run-down period farmhouse in Cornwall intending to create a premium holiday let. The renovation required heritage windows, oak flooring, and a contemporary kitchen extension - a mixed standard and bespoke build programme.

Our Solution

Doulton structured a refurbishment facility of £485,000 with drawdowns tied to the holiday let operator's specification sign-offs. Exit was via a commercial holiday let mortgage once the property was operational.

The Outcome

Farmhouse fully renovated and operational as a holiday let by month twelve. Booking revenue in the first full quarter exceeded the operator's projections by 15%. Commercial holiday let mortgage redeemed the bridge. Key highlights: Holiday let conversion supported; Operator spec sign-offs used as drawdown triggers; Revenue exceeded projections by 15% in Q1.

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