Residential Bridging

Probate Property Purchase by Beneficiary in Manchester

£195,000 · 9 months · 0.84% pm. A beneficiary of an estate wished to purchase a sibling's share of an inherited Manchester terraced house to keep it within the family rather than sell it.

Category
Residential Bridging
Loan Amount
£195,000
LTV
72%

The Client

Beneficiary of an estate

The Challenge

A beneficiary of an estate wished to purchase a sibling's share of an inherited Manchester terraced house to keep it within the family rather than sell it. The estate was still in probate and traditional mortgage lenders declined due to the title complexity.

Our Solution

Doulton assessed the case on asset strength and the clear exit via a mainstream remortgage once probate completed. A £195,000 first charge bridge was offered within five days of enquiry.

The Outcome

Property retained within the family. Probate completed at month seven and a standard buy-to-let remortgage redeemed the bridge at a favourable rate. Key highlights: Complex title accepted; Fast offer within 5 working days; Exit via BTL remortgage confirmed at outset.

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