Limited Company Refinance to Release Equity for Portfolio Expansion
£920,000 · 25 years · 5.65% fixed 5 yrs. A property investor holding six properties in a limited company had significant equity built up through a combination of capital growth and mortgage repayment.
The Client
Property investor
The Challenge
A property investor holding six properties in a limited company had significant equity built up through a combination of capital growth and mortgage repayment. A refinance at current market values would release capital for further acquisitions without requiring fresh personal equity injection.
Our Solution
Doulton refinanced all six properties at current values, releasing £240,000 of equity from within the company. The company's retained profits and rental income history supported the application across the portfolio. The released equity was used as deposits on two further properties.
The Outcome
Six properties refinanced. £240,000 released within the company. Two further properties acquired using the released capital as deposits. Limited company now holds eight income-producing properties with a total value of £2.85m. Key highlights: £240,000 equity released from within the limited company; Company retained profits and rental history both supported application; Two further properties acquired - portfolio now 8 properties, £2.85m value.