Equestrian Finance

Livery Yard Purchase and Development in Leicestershire

£620,000 · 20 years · 6.40% fixed 5 yrs. An experienced equestrian professional was purchasing a 20-stable livery yard in Leicestershire with an indoor school, outdoor arena, and 15 acres of grazing.

Category
Equestrian Finance
Loan Amount
£620,000
Rate
6.40% fixed 5 yrs

The Client

Experienced equestrian professional

The Challenge

An experienced equestrian professional was purchasing a 20-stable livery yard in Leicestershire with an indoor school, outdoor arena, and 15 acres of grazing. The business had 18 liveries at full DIY and part-livery rates generating £148,000 per annum. Equestrian property mortgages require specialist lenders - standard commercial or agricultural lenders rarely understand the income model.

Our Solution

Doulton placed the mortgage with a specialist equestrian lender assessing the livery income, the property's equestrian infrastructure, and the buyer's professional background in the industry. The indoor school added significant value and income potential through lesson income, which was also assessed.

The Outcome

Livery yard purchased and operational from day one. Lesson programme developed in year one generating an additional £38,000 of income. Full occupancy maintained. The business is now generating £186,000 annual gross revenue. Key highlights: Specialist equestrian lender - livery and lesson income both; Indoor school income potential recognised in lending assessment; Revenue grown from £148k to £186k through lesson programme development.

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