What is GT3 / Motorsport Finance?
Customer racing cars - GT3, GT4, one-make series cars - are high-value specialist assets that require a lender familiar with motorsport. Mainstream lenders will not fund track-only cars. Arkle Finance is our primary lender for this segment, with experience in GT3 customer cars, Cup car series, and other competition vehicles.
Key Vehicles We Finance
| Vehicle | Category | Typical Value |
|---|---|---|
| Porsche 911 GT3 Cup | Porsche Carrera Cup | £120,000–£200,000 |
| Ferrari 488 GT3 Evo | GT3 customer racing | £250,000–£400,000 |
| Mercedes-AMG GT3 | GT3 customer racing | £350,000–£500,000 |
| Porsche 718 Cayman GT4 RS CS | GT4 / one-make | £100,000–£150,000 |
Special Considerations
Insurance: Track-use vehicles require specialist motorsport insurance - not road insurance. Lenders will require evidence of motorsport cover from providers such as Equity Red Star or Adrian Flux Motorsport before drawdown.
Storage and maintenance: Lenders typically require the car to be stored in a secure, dry facility between events and maintained to the manufacturer's competition servicing schedule.
Worked Example: Porsche 911 GT3 Cup at £165,000
| Parameter | Detail |
|---|---|
| Vehicle | Porsche 911 GT3 Cup Gen2 (2022) |
| Purchase Price | £165,000 |
| Deposit (25%) | £41,250 |
| Finance Amount | £123,750 |
| Lender | Arkle Finance |
| Term | 36 months |
| APR | 12.0% |
| Monthly Payment | approx. £4,110 |