Residential Mortgage Rates
| Product | 60% LTV | 75% LTV | 85% LTV |
|---|---|---|---|
| 2-Year Fixed | 3.89% | 4.14% | 4.49% |
| 5-Year Fixed | 3.79%Best | 4.04% | 4.39% |
| 2-Year Tracker | 5.09% | –% | –% |
| Standard Variable Rate (SVR) | 7.99% |
Buy-to-Let Mortgage Rates
| Product | 60% LTV | 75% LTV |
|---|---|---|
| 2-Year Fixed BTL | 4.39% | 4.69% |
| 5-Year Fixed BTL | 4.29%Best | 4.59% |
Product Transfer Rates
| Product Transfer Type | Indicative Rate | Cashback via DBF |
|---|---|---|
| 2-Year Fixed Product Transfer | 3.74% | Cashback available |
| 5-Year Fixed Product Transfer | 3.69% | Cashback available |
About Accord Mortgages
Accord Mortgages is the intermediary-only lending arm of Yorkshire Building Society, one of the UK's largest mutual lenders. Operating exclusively through brokers, Accord has built a strong reputation for consistent criteria and competitive pricing across residential and buy-to-let lending. Their intermediary-first model means brokers receive dedicated support and generally faster decisions than many high-street counterparts.
Accord is particularly strong for applicants with clean credit histories seeking standard residential or straightforward buy-to-let finance. Their product range covers 2-year and 5-year fixed rates across LTV bands from 60% to 90%, with competitive fee-free and fee-assisted options. First-time buyers and home movers both feature prominently in Accord's product range, and their affordability approach tends to be practical and consistent.