Why Finance EV Charge Points on Farms?
The transition to electric vehicles is accelerating across the agricultural sector - from electric quad bikes and utility vehicles to delivery vans and farm staff vehicles. Installing charge point infrastructure now positions your farm for the future and can generate income from visitor or public charging.
Farm EV charge points also complement solar PV installations: excess daytime generation can charge vehicles, reducing grid import costs. Finance allows you to install the right infrastructure today without a large upfront capital outlay.
Finance Options for Farm Charge Points
HP
Own the charge points outright at the end of the term. Capital allowances available. Best for charge points that are integral to farm operations.
Finance Lease
Keep assets off balance sheet. Monthly rental payments. Useful for charge points offered as a service to visitors or the public.
CPaaS / Revenue Share
Some network operators offer zero-upfront charge point installation in return for a revenue share on charging income. Not a finance product but worth comparing.
Grant-Supplemented Finance
OZEV Workplace Charging Scheme reduces upfront cost; residual amount financed on HP or lease. Subject to current grant availability - we will check on your behalf.
Lender Rates for Farm EV Charge Point Finance - October 2026
| Lender | Rate From | Min Amount | Max Term | Notes |
|---|---|---|---|---|
| Close Brothers | 7.0% APR | £10,000 | 5 years | Incl. connection costs |
| Aldermore | 7.2% APR | £15,000 | 5 years | HP and finance lease |
| Shawbrook | 7.5% APR | £10,000 | 5 years | Fast decisions |
| Funding Circle | 7.8% APR | £10,000 | 5 years | Unsecured option |
Can I Combine Charge Points with Solar Finance?
Combining EV charge point finance with solar PV in a single facility is increasingly common. The solar array generates the electricity to charge the vehicles, and the combined facility can be arranged on attractive terms. Some lenders price combined packages competitively because the asset mix reduces their overall risk profile.
Speak to Doulton Bridging Finance about a combined solar and charge point facility - we can structure this as a single hire purchase agreement or a multi-asset finance lease depending on your preference.