Industry Fleet Finance

Scaffolding Transport Fleet Finance UK - Scaffold Lorry & Flatbed Finance

Scaffolding Transport Fleet Finance UK - Scaffold Lorry & Flatbed Finance - Doulton Bridging Finance

Scaffolding transport finance covers the specialist vehicles that scaffolding contractors depend on: HIAB-equipped flatbeds for loading and unloading tubes and boards on restricted sites, rigid lorries for material transport, and vans for smaller residential scaffolding operations. The HIAB crane arm is financed as part of the vehicle value.

Vehicle Types Financed

  • Flatbed rigids with HIAB crane - 7.5t-26t, the scaffolding sector staple
  • Scaffold lorries without crane - for scaffold yard to site transport where on-site loading is manual
  • Vans - for residential and light commercial scaffolding operations
  • Artic flatbeds - for larger scaffolding contractors with high-volume site operations

Rate Guide - October 2026

Vehicle TypeRate Range (APR)TermLTV
New HIAB flatbed (7.5t-18t)5.5-8.5%3-5 years85%
Used HIAB flatbed (under 5yr)7-12%2-4 years80%
New van for scaffolding use5-7.5%3-5 years90%
Adverse credit / start-up11-16%2-3 years65%

Worked Example - 18t HIAB Flatbed

DetailFigure
Asset2022 DAF LF 280 18t flatbed with 15tm HIAB crane
Purchase price£92,000
Deposit (15%)£13,800
Amount financed£78,200
Term48 months
Rate8% APR
Monthly paymentapprox. £1,905
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FAQs

Frequently asked questions

What is the most commonly financed vehicle for scaffolding firms?

The flatbed rigid with HIAB (crane arm) is the most common - typically a 7.5t-18t DAF, MAN or Mercedes chassis. The crane arm value is included in the financed amount.

Can I finance a HIAB lorry for scaffolding use?

Yes. HIAB-equipped flatbeds and crane lorries are readily financeable. Lenders understand the crane arm as an integral part of the asset.

Do I need a CPCS card to finance a scaffolding lorry?

No licence or certification is required to finance the vehicle. However, operators must hold appropriate scaffolding contractor insurance and the driver must hold a relevant HGV licence.

Can a new scaffolding business access vehicle finance?

Yes. Start-ups with contracts in place and a sufficient deposit (typically 20-25%) can access finance. We work with lenders who specialise in new construction sector businesses.

How many vehicles do scaffolding firms typically finance at once?

Most enquiries are for 1-5 vehicles. We can arrange individual deals or block facilities for larger scaffolding contractors.

Asset finance for business purposes is not regulated by the FCA. Rates shown are indicative as at October 2026 and depend on credit profile, term, vehicle and deposit. We act as a credit broker, not a lender. Your vehicle may be repossessed if you do not keep up repayments.

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