Compare Iveco Capital and broker-arranged finance on Iveco Daily and Eurocargo rigid trucks. October 2026 rates and criteria.
Iveco Capital is the in-house finance arm of Iveco UK, providing hire purchase and finance lease on new and used Iveco Daily and Eurocargo rigid trucks. This page compares Iveco Capital with broker-arranged finance for buyers evaluating their options.
Iveco Capital - Indicative Rates October 2026
Iveco Model
Finance Type
Indicative APR
Max Term
Iveco Daily 3.5t–7.2t (new)
Hire Purchase
4.5–8%
60 months
Iveco Eurocargo 7.5t–18t (new)
Hire Purchase
4.5–9%
60 months
Iveco Eurocargo 18t–26t (new)
Hire Purchase
5–10%
60 months
Finance Lease - new
Finance Lease
4.5–9%
60 months
Used Iveco (up to 7 yrs)
Hire Purchase
6.5–10%
48 months
Iveco Capital vs DBF Panel - Key Differences
Factor
Iveco Capital
DBF Broker Panel
Brand coverage
Iveco only
All makes and models
Vehicle age
Up to 7 years
Up to 15 years (specialist lenders)
Adverse credit
Restricted
Specialist lenders available
Sole trader
Limited
Multiple options
Speed
1–3 days via dealer
24–48 hours direct
Iveco Capital Strengths
Integrated dealer finance process
Competitive rates on new Eurocargo
Daily van finance alongside truck finance
Strong knowledge of Iveco truck residuals
Broker Advantages
Funds all rigid truck makes, not just Iveco
Older Eurocargo financed through specialist lenders
Whole of market · 130+ lenders · FCA 814533 · Same working day response
FAQs
Frequently asked questions
What APR does Iveco Capital offer on new rigid trucks?
Iveco Capital typically quotes 4.5–10% APR on new Iveco Daily and Eurocargo rigid trucks, with promotional rates available during dealer campaigns and on fleet orders.
What Iveco rigid trucks can be financed through Iveco Capital?
Iveco Capital finances the Iveco Daily (3.5t–7.2t), Iveco Eurocargo (7.5t–26t), and Iveco S-Way (32t), covering a broad range of rigid configurations.
Does Iveco Capital finance used Iveco trucks?
Iveco Capital finances used Iveco vehicles, generally up to 7 years old. For older Eurocargo rigids, broker-arranged lenders typically offer better appetite.
Can I use a broker to finance an Iveco rigid truck?
Yes. DBF can arrange finance on any Iveco model through our panel lenders, which may be more suitable if you have adverse credit, need a longer term, or are buying a used vehicle over 7 years old.
What is the minimum deposit required for Iveco Capital rigid truck finance?
Iveco Capital typically requires a minimum 10% deposit on new vehicles. Used vehicles may require 15–20% depending on age and credit profile.
Asset finance for business purposes is not regulated by the FCA. Rates shown are indicative as at October 2026 and depend on credit profile, term, vehicle and deposit. We act as a credit broker, not a lender. Your vehicle may be repossessed if you do not keep up repayments.
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