Tipper Truck Finance

Close Brothers Tipper Truck Finance - Rates & Terms

Close Brothers tipper truck finance rates October 2026 - 4.5–12% APR. All tipper configurations, construction sector. Arranged by Doulton Bridging Finance.

Rates updated

Close Brothers is a leading specialist lender for construction and waste management vehicles, with a consistent appetite for tipper trucks across all standard configurations. As a DBF broker partner, we can access Close Brothers' tipper truck rates and compare them against our wider panel.

Close Brothers Tipper Truck Rates - October 2026

Finance TypeIndicative APRTermMin Deposit
HP - new tipper4.5–7.5%24–60 months10%
HP - used tipper (up to 5 yrs)6.5–9%24–48 months10%
HP - used tipper (5–10 yrs)8–12%12–36 months15%
Finance Lease - new4.5–8%24–60 monthsN/A
Skip lorry - HP5.5–10%24–48 months10–15%

Who Close Brothers Will Lend To

  • Construction companies, groundworks contractors, aggregates hauliers
  • Waste management and skip hire businesses
  • Limited companies, LLPs, and sole traders
  • Businesses with 12+ months trading history

Tipper Vehicle Types Accepted

  • Single and tandem-axle tippers (18t–32t GVW)
  • Three-way and grab tippers
  • Skip lorries
  • All major chassis: DAF, Mercedes Arocs, Volvo FMX, MAN TGS

Advantages

  • Competitive rates on new and recent tippers
  • Skip lorries and grab tippers accepted
  • Sole traders considered
  • 24–48 hour decisions

Limitations

  • Not suited to adverse credit or start-ups under 12 months
  • Older vehicles (>10 years) may require specialist lenders
  • Non-standard tippers assessed individually
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FAQs

Frequently asked questions

What APR does Close Brothers offer on tipper trucks?

Close Brothers indicatively quotes 4.5–12% APR on tipper trucks. The lower end is available to established construction businesses with clean credit buying new or recent tippers.

Does Close Brothers finance skip lorries?

Yes. Close Brothers has appetite for skip lorries alongside standard tippers and has funded these vehicles for waste management and aggregates businesses throughout the UK.

What tipper truck configurations does Close Brothers accept?

Close Brothers funds single-axle and tandem-axle tippers, three-way tippers, grab tippers, and rigid tipper bodies on DAF, Mercedes-Benz, Volvo, MAN, and other mainstream chassis.

Does Close Brothers lend to construction start-ups for tipper finance?

Close Brothers will consider businesses with 12+ months trading. For start-up construction businesses under 12 months old, specialist lenders such as Haydock Finance or Time Finance are more appropriate.

How long does Close Brothers take to approve tipper truck finance?

Close Brothers typically issues a credit decision within 24–48 hours of receiving a complete application with supporting documentation.

Asset finance for business purposes is not regulated by the FCA. Rates shown are indicative as at October 2026 and depend on credit profile, term, vehicle and deposit. We act as a credit broker, not a lender. Your vehicle may be repossessed if you do not keep up repayments.

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