Crane Finance

Siemens Financial Services Crane Finance Rates October 2026

Siemens Financial Services is a specialist in high-value industrial asset finance including cranes. Rates from 4%, no upper finance cap. Particularly suited to operating lease structures, large fleet deals and high-value Liebherr LTM, Grove and Manitowoc lattice cranes. Minimum finance £50,000.

Rates updated

About Siemens Financial Services Crane Finance

Siemens Financial Services (SFS) UK brings institutional-grade capital to the crane finance market, with a particular strength in operating lease structures and high-value deals that challenge the capacity or appetite of standard asset finance lenders. For crane hire businesses considering how to finance a Liebherr LTM 1090, a Manitowoc 2250 lattice boom crane, or a fleet of tower cranes, SFS is one of the most capable options in the UK market.

Their operating lease capability is particularly relevant for the crane sector. Tower cranes - used on construction projects with defined lifespans rather than owned long-term - are often better financed under operating lease structures that allow return at end of term without residual value risk. SFS has significant experience structuring these arrangements, which mainstream HP lenders are less equipped to handle.

For mobile crane hire companies with large, modern fleets and strong balance sheets, SFS can offer fleet facilities at highly competitive rates. The minimum deal size of £50,000 and the need for strong credit credentials mean SFS is not suited to SME or adverse-credit enquiries - for those, Close Brothers, Shawbrook or Aldermore are more appropriate starting points.

Siemens Financial Services Crane Finance Rates - October 2026

Crane TypeFinance StructureRate RangeTermMin Finance
Large mobile crane (LTM, GMK, ATF)HP4%–6.5%3–7 yrs£50,000
Large mobile craneFinance Lease4%–7%3–7 yrs£50,000
Tower craneOperating Lease5%–8%2–7 yrs£50,000
Lattice boom / crawler craneHP or Finance Lease4.5%–8%3–7 yrs£100,000
Fleet facility (multiple cranes)HP / Finance Lease / Op Lease4%–7%3–7 yrs£500,000
High-value single crane (>£2m)Structured / bespoke4%–6%5–10 yrs£2,000,000

Indicative rates as of October 2026. SFS applies institutional credit underwriting. Contact us to discuss your specific requirement.

Strengths and Limitations

Strengths

  • No upper finance cap - can handle the largest crane acquisitions in the UK market
  • Highly competitive rates from 4% for qualifying businesses
  • Operating lease expertise - particularly suited to tower crane and project-use structures
  • Global capacity to support UK crane companies with international operations

Limitations

  • High minimum (£50,000) - not suited to smaller crane purchases or SME operators
  • Strict institutional credit criteria - adverse credit businesses need specialist lenders
  • Slower decision timeline (5–10 days) than specialist lenders for standard deals

Discuss Siemens Financial Services Crane Finance

Siemens Financial is one of several lenders we access for high-value crane finance. We compare their terms against Lombard, Close Brothers and others to find the optimal structure for your acquisition.

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FAQs

Frequently asked questions

What is Siemens Financial Services and why do they finance cranes?

Siemens Financial Services (SFS) is the financial arm of Siemens AG and operates one of the world's largest industrial asset finance portfolios. Their UK crane finance capability comes from their deep infrastructure in financing high-value industrial and construction assets, particularly where operating lease or structured finance is the preferred product.

Does Siemens Financial offer operating lease for cranes?

Yes. Siemens Financial Services is particularly active on operating lease for high-value construction assets including cranes. Operating lease can be particularly suitable for tower cranes used on projects (finite-life assets for the user) and for crane hire businesses that want flexibility on disposal and upgrade at end of term.

What is the minimum deal size for Siemens Financial crane finance?

Siemens Financial's minimum is typically £50,000 for crane finance, which means they are focused on larger crane assets - mobile all-terrain cranes, tower cranes and lattice boom crawler cranes rather than smaller rough terrain or pick-and-carry cranes.

Which crane brands does Siemens Financial finance?

Siemens Financial finances all major crane brands including Liebherr LTM and EC-B, Grove GMK and tower cranes, Manitowoc lattice boom and all-terrain, Terex, Tadano and others. Their appetite is for the major international crane brands with established UK resale markets.

How does Siemens Financial compare to Lombard for crane finance?

Both are capable of very large crane finance deals at competitive rates. Siemens Financial is often preferred where operating lease is the required structure, where the deal is very large, or where the asset is highly specialist. Lombard may be preferred for businesses with an established NatWest banking relationship and for standard HP structures on mainstream crane models.

Asset finance for business purposes is not regulated by the FCA. Rates shown are indicative as at October 2026 and depend on credit profile, term, equipment and deposit. We act as a credit broker, not a lender. Your equipment may be repossessed if you do not keep up repayments.

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