Material handling equipment is integral to modern construction site operations. From the Manitou rough terrain forklift placing blocks on a housebuilding plot, to the reach stacker handling pre-cast concrete panels on a major commercial development, this category of equipment is both high-value and high-use - making the finance decision significant.
As an independent broker, we arrange finance for the full range of construction site material handling equipment, working across a panel of specialist lenders to find the right deal for your business profile and equipment.
Equipment We Finance
Rough Terrain Forklifts
Manitou MT series, JCB Teletruk, Merlo Panoramic, Bobcat, Combilift. Housebuilding, groundworks, materials movement on site.
Material Handlers
Merlo P-series, high-reach rotary material handlers for precision placement of blocks, beams and frame components.
Reach Stackers
Heavy-capacity container and pre-cast handling. Used on large commercial and civil engineering sites where reach and lift capacity are critical.
Hook Loaders
Multi-lift hook loader systems for site waste management, material delivery and skip operations on housebuilding and demolition projects.
Crane Grabs
Demolition grabs, orange peel grabs, environmental grabs for demolition, clearance and materials handling on construction projects.
Heavy Lift Equipment
Manitou MHT teletruks, high-capacity rough terrain handlers and specialist lifting solutions for complex construction operations.
Lender Panel - Material Handling Finance
| Lender | HP Rates From | Min. Deal | Strength |
|---|---|---|---|
| Close Brothers | 4.5% | £10,000 | SME to mid-market, construction specialist |
| Aldermore Bank | 5.5% | £5,000 | Smaller companies, adverse credit, used equipment |
| Lombard (NatWest) | 4% | £25,000 | Major contractors, lowest prime rates |
| Novuna Business Finance | 4.5% | £5,000 | New equipment, fast decisions |
| Paragon Bank | 5.5% | £25,000 | Fleet deals, housebuilder sector |
| Shawbrook Bank | 6% | £10,000 | Asset-backed, complex credits |
| Hampshire Trust Bank | 7% | £10,000 | Adverse credit, limited history |
Pages in This Section
Close Brothers Rough Terrain Forklift Finance
Lender Review Rates, criteria and when Close Brothers is the right lender for your construction forklift.
Aldermore Material Handling Finance
Lender Review Best for smaller contractors, used equipment and applicants with credit complexity.
Lombard Material Handling Finance
Lender Review Lowest rates for major contractors - reach stackers, heavy lifters, fleet packages.
Novuna Rough Terrain Forklift Finance
Lender Review Fast decisions on new construction forklifts. Same-day approval available.
Paragon Material Handling Finance
Lender Review Fleet and multi-unit deals for housebuilders. 3+ units, structured facilities.
Manitou Finance vs Independent Broker
Brand Comparison When Manitou captive finance wins and when an independent broker is better.
Merlo Finance vs Independent Broker
Brand Comparison P-series and Panoramic material handlers - captive vs independent finance compared.
Best Rough Terrain Forklift Finance Rates
Market Comparison Full market rate comparison across all major lenders. Updated October 2026.
HP vs Finance Lease for Material Handlers
Finance Guide Worked example: Manitou MHT 10130 at £85,000. Which product is right for you?
More material handling finance guides
- Best Rough Terrain Forklift Finance Rates
- HP vs Finance Lease for Rough Terrain Forklifts & Material Handling Equipment
Lender and manufacturer finance compared
Each lender's rates, criteria and when it fits, plus manufacturer finance against an independent broker, October 2026.
- Aldermore Material Handling Finance Rates
- Close Brothers Rough Terrain Forklift Finance Rates
- Lombard Material Handling Finance Rates
- Manitou Finance vs Independent Broker for Rough Terrain Forklifts
- Merlo Finance vs Independent Broker for Material Handlers
- Novuna Rough Terrain Forklift Finance Rates
- Paragon Bank Material Handling Finance Rates