Indicative rates, November 2026
| Equipment / asset | Finance type | Rate | Term |
|---|---|---|---|
| Rigid dump truck (40t payload) | Hire purchase | From 5.9% APR | 3-5 years |
| Rigid dump truck (90t payload) | Hire purchase | From 6.2% APR | 4-7 years |
| Rigid dump truck (150t+ payload) | Hire purchase | From 6.5% APR | 4-7 years |
| Articulated dump truck (off-highway) | Hire purchase | From 5.7% APR | 3-5 years |
Worked example: Cat 775G rigid dump truck (65t payload)
| Asset value | £1,200,000 |
|---|---|
| Finance type | Hire purchase |
| Term | 7 years |
| Rate | 6.3% APR |
| Monthly payment | £17,703 |
| Total repayable | £1,487,052 |
| Total interest | £287,052 |
| Note | Credit committee required - full accounts, quarry plan and machine specification required |
Why finance through a broker?
- Off-highway, non-road-registered trucks accepted - niche requiring specialist lenders
- Cat, Komatsu, Liebherr, Terex, Volvo - all OEMs considered
- Machine hours and PM service records essential for used haul trucks