Specialist Vehicle Finance

Concrete Mixer Truck Finance UK - Drum Mixer & Transit Mixer Finance Rates

Concrete Mixer Truck Finance UK - Drum Mixer & Transit Mixer Finance Rates - Doulton Bridging Finance

Concrete mixer truck finance covers the full range of ready-mix and volumetric concrete delivery vehicles, from large 6-axle drum mixers to compact transit mixers for tight urban sites. This is a specialist asset class with strong residual values and active lender appetite for well-maintained vehicles.

Types of Concrete Mixer Financed

  • 6-axle drum mixers - 8-10m3 capacity, major brands include Mercedes-Benz, Volvo, MAN
  • Compact transit mixers - Putzmeister, Liebherr, Carmix - suitable for urban and restricted-access sites
  • Volumetric mixers - on-demand mixing, often on rigid or artic chassis
  • 4-axle and 8-wheel drum mixers - for smaller ready-mix operations

Rate Guide - October 2026

Vehicle TypeRate Range (APR)TermLTV
New 6-axle drum mixer5.5-8%3-5 years90%
Used drum mixer (under 5yr)7-11%2-4 years80%
Volumetric mixer (new)6-9%3-5 years85%
Compact transit mixer6.5-10%3-5 years85%
Adverse credit / start-up12-16%2-3 years65%

Worked Example - 6-Axle Drum Mixer

DetailFigure
Asset2022 Mercedes-Benz Arocs 3240 6-axle drum mixer, 8m3
Purchase price£160,000
Deposit (15%)£24,000
Amount financed£136,000
Term48 months
Rate7% APR
Monthly paymentapprox. £3,260
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FAQs

Frequently asked questions

What is the difference between a drum mixer and a volumetric mixer?

A drum mixer carries pre-mixed concrete and discharges it on site. A volumetric mixer carries dry materials and water separately, mixing to order on site. Volumetric mixers are more complex assets; most lenders can handle both.

Can I finance a Putzmeister or similar compact mixer?

Yes. Compact transit mixers from Putzmeister, Liebherr and others are financeable assets. They command good residual values due to their versatility.

Do I need a special licence to operate a concrete mixer truck?

Vehicles over 3.5t require a Category C (HGV) licence. Full 6-axle drum mixers require Category C+E. An operator's licence is also required for commercial operation.

Can I finance a concrete mixer truck for a start-up business?

Start-up operators can access finance with a sufficient deposit (typically 20-30%) and strong personal credit. Evidence of contracts or letters of intent from customers strengthens the application.

How long does concrete mixer truck finance take to arrange?

Most decisions are made within 48 hours. Having full vehicle details, your operator's licence and 3 months bank statements ready speeds the process.

Asset finance for business purposes is not regulated by the FCA. Rates shown are indicative as at October 2026 and depend on credit profile, term, vehicle and deposit. We act as a credit broker, not a lender. Your vehicle may be repossessed if you do not keep up repayments.

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