Indicative rates, November 2026
| Equipment / asset | Finance type | Rate | Term |
|---|---|---|---|
| Truck-mounted attenuator (TMA) | Hire purchase | From 5.5% APR | 3-5 years |
| VMS (variable message sign) trailer | Finance lease | From 5.2% APR | 2-4 years |
| Arrow board trailer | Finance lease | From 5.0% APR | 2-4 years |
| Road closure vehicle with barriers | Hire purchase | From 5.5% APR | 3-5 years |
| TM van fleet (with specialist racking) | Operating lease | From 5.0% APR | 2-4 years |
Worked example: Truck-mounted attenuator (TMA)
| Asset value | £120,000 (truck + TMA unit) |
|---|---|
| Finance type | Hire purchase |
| Term | 4 years |
| Rate | 5.6% APR |
| Monthly payment | £2,796 |
| Total repayable | £134,208 |
| Total interest | £14,208 |
| Note | TMA specification and mounting equipment included in the facility |
Why finance through a broker?
- TMA and specialist TM body funded in one agreement with the base vehicle
- VMS and arrow board trailers on short-term finance lease - 2 year terms available
- Used TM vehicles with NHSS compliance documents funded