Mortgage Rates

Buckinghamshire Building Society Mortgage Rates - October 2026

Current Buckinghamshire Building Society residential, buy-to-let and product transfer rates, reviewed monthly. Compare against the whole market through DBF - whole-of-market broker, FCA 814533.

Next review: November 2026

Rates updated October 2026

Why use Doulton

Two reasons to use DBF for your Buckinghamshire Building Society mortgage

DBF Product Transfer System

If you decide to stay with Buckinghamshire Building Society at renewal, we process your product transfer through our dedicated system - faster than applying direct in many cases, with all paperwork handled on your behalf.

Cashback on like-for-like deals

Eligible clients who stay with their existing lender on a like-for-like product transfer can receive cashback - an incentive not available when applying direct. Ask us about eligibility.

We compare the whole market first - and if Buckinghamshire Building Society is still the best option, we make the process faster and more rewarding. Get a free comparison or call 0204 6211776.

Whole-of-market mortgage comparison
No upfront fees on advice
Product transfer system for faster renewals
Cashback available on eligible like-for-like deals
FCA authorised 814533

Residential Mortgage Rates

Illustrative rates - reviewed October 2026. Subject to change. For accuracy, get a personalised quote.
Product	60% LTV	75% LTV	85% LTV
2-Year Fixed	4.09%	4.34%	4.74%
5-Year Fixed	3.99%Best	4.24%	4.64%
2-Year Tracker	5.29%	–%	–%
Standard Variable Rate (SVR)	7.79%

Buy-to-Let Mortgage Rates

Buy-to-let illustrative rates - October 2026. Subject to change.
Product	60% LTV	75% LTV
2-Year Fixed BTL	4.59%	4.89%
5-Year Fixed BTL	4.49%Best	4.79%

Product Transfer Rates

Product transfer rates are typically 0.1–0.2% below equivalent new deal rates. Cashback available on eligible like-for-like transfers through DBF.
Product Transfer Type	Indicative Rate	Cashback via DBF
2-Year Fixed Product Transfer	3.94%	Cashback available
5-Year Fixed Product Transfer	3.89%	Cashback available

About Buckinghamshire Building Society

Buckinghamshire Building Society is a small regional mutual lender serving the Home Counties and beyond. Their personal approach to underwriting makes them a useful option for borrowers with slightly complex circumstances who need a lender willing to look at the whole picture. As a mutual, they prioritise member outcomes over shareholder returns.

Buckinghamshire Building Society suits applicants seeking residential purchase or remortgage finance where mainstream criteria may not fully accommodate their situation. They are known for considering cases involving older borrowers, unusual property types, and variable or self-employed income. Their buy-to-let offering is available for individual landlords operating standard rental properties.

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Get your Buckinghamshire Building Society rate comparison

Tell us about your mortgage and we will compare Buckinghamshire Building Society's current rates against the whole market - free, fast and with no obligation.

0204 6211776

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FAQs

Frequently asked questions

What is Buckinghamshire Building Society's best mortgage rate in October 2026?

Buckinghamshire Building Society's best rate in October 2026 is approximately 3.99% on a 5-year fixed at 60% LTV for residential borrowers.

Can I get cashback on a Buckinghamshire Building Society product transfer?

Yes - through Doulton Bridging Finance. Eligible clients renewing with Buckinghamshire Building Society on a like-for-like product transfer can receive cashback when processed via DBF. This is not available when applying direct to Buckinghamshire Building Society.

Is it faster to renew my Buckinghamshire Building Society mortgage through a broker?

DBF's product transfer system can process Buckinghamshire Building Society renewals faster than applying direct in many cases. We handle all paperwork and submission on your behalf and compare the whole market first to confirm Buckinghamshire Building Society remains competitive.

What is Buckinghamshire Building Society's SVR in October 2026?

Buckinghamshire Building Society's Standard Variable Rate in October 2026 is approximately 7.79%. Customers who don't act when their fixed term ends revert to this rate. Contact DBF before your deal expires to compare alternatives.

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