Mortgage Rates

Cambridge Building Society Mortgage Rates - October 2026

Current Cambridge Building Society residential, buy-to-let and product transfer rates, reviewed monthly. Compare against the whole market through DBF - whole-of-market broker, FCA 814533.

Next review: November 2026

Rates updated October 2026

Why use Doulton

Two reasons to use DBF for your Cambridge Building Society mortgage

DBF Product Transfer System

If you decide to stay with Cambridge Building Society at renewal, we process your product transfer through our dedicated system - faster than applying direct in many cases, with all paperwork handled on your behalf.

Cashback on like-for-like deals

Eligible clients who stay with their existing lender on a like-for-like product transfer can receive cashback - an incentive not available when applying direct. Ask us about eligibility.

We compare the whole market first - and if Cambridge Building Society is still the best option, we make the process faster and more rewarding. Get a free comparison or call 0204 6211776.

Whole-of-market mortgage comparison
No upfront fees on advice
Product transfer system for faster renewals
Cashback available on eligible like-for-like deals
FCA authorised 814533

Residential Mortgage Rates

Illustrative rates - reviewed October 2026. Subject to change. For accuracy, get a personalised quote.
Product	60% LTV	75% LTV	85% LTV
2-Year Fixed	4.04%	4.29%	4.69%
5-Year Fixed	3.94%Best	4.19%	4.59%
2-Year Tracker	5.24%	–%	–%
Standard Variable Rate (SVR)	7.84%

Buy-to-Let Mortgage Rates

Buy-to-let illustrative rates - October 2026. Subject to change.
Product	60% LTV	75% LTV
2-Year Fixed BTL	4.54%	4.84%
5-Year Fixed BTL	4.44%Best	4.74%

Product Transfer Rates

Product transfer rates are typically 0.1–0.2% below equivalent new deal rates. Cashback available on eligible like-for-like transfers through DBF.
Product Transfer Type	Indicative Rate	Cashback via DBF
2-Year Fixed Product Transfer	3.89%	Cashback available
5-Year Fixed Product Transfer	3.84%	Cashback available

About Cambridge Building Society

Cambridge Building Society is a mutual lender based in Cambridge, serving residential and buy-to-let borrowers across the UK. Their local roots and mutual ethos underpin a commitment to fair, human underwriting - particularly valuable for self-employed applicants, those with variable income, and borrowers whose employment history doesn't fit standard scoring models.

Cambridge Building Society is a reliable choice for standard residential mortgages and straightforward buy-to-let cases, with a product range covering fixed and tracker rates at multiple LTV bands. Their underwriting team is known for its pragmatic approach, and they are able to consider properties and income types that larger automated lenders would decline. A good option for borrowers seeking responsive service and considered decisions.

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Tell us about your mortgage and we will compare Cambridge Building Society's current rates against the whole market - free, fast and with no obligation.

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FAQs

Frequently asked questions

What is Cambridge Building Society's best mortgage rate in October 2026?

Cambridge Building Society's best rate in October 2026 is approximately 3.94% on a 5-year fixed at 60% LTV.

Can I get cashback on a Cambridge Building Society product transfer?

Yes - through Doulton Bridging Finance. Eligible clients renewing with Cambridge Building Society on a like-for-like product transfer can receive cashback when processed via DBF. This is not available when applying direct to Cambridge Building Society.

Is it faster to renew my Cambridge Building Society mortgage through a broker?

DBF's product transfer system can process Cambridge Building Society renewals faster than applying direct in many cases. We handle all paperwork and submission on your behalf and compare the whole market first to confirm Cambridge Building Society remains competitive.

What is Cambridge Building Society's SVR in October 2026?

Cambridge Building Society's Standard Variable Rate in October 2026 is approximately 7.84%. Customers who don't act when their fixed term ends revert to this rate. Contact DBF before your deal expires to compare alternatives.

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