Commercial Bridging

Urgent Refinance of Maturing Commercial Mortgage in Leicester

£1,580,000 · 10 months · 0.88% pm. A commercial property investor's existing mortgage on a Leicester retail parade matured with 90 days' notice.

Category
Commercial Bridging
Loan Amount
£1,580,000
LTV
62%

The Client

Commercial Bridging client

The Challenge

A commercial property investor's existing mortgage on a Leicester retail parade matured with 90 days' notice. His chosen refinance lender encountered an internal delay and could not complete in time, leaving the investor facing default penalties.

Our Solution

Doulton provided a £1.58m bridge to refinance the maturing facility, preventing default. The bridge gave the chosen long-term lender time to complete their process properly.

The Outcome

Maturing mortgage refinanced on time. Default penalties avoided. Long-term commercial mortgage placed at month nine, redeeming the Doulton bridge. Key highlights: Maturing mortgage default prevented; £1.58m in under 3 weeks; Long-term refinance completed during bridge term.

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