Commercial Bridging

Car Dealership Premises Acquired Under Option in Coventry

£1,680,000 · 9 months · 0.82% pm. A regional car dealer had held a purchase option on a large forecourt and workshop premises in Coventry for two years.

Category
Commercial Bridging
Loan Amount
£1,680,000
LTV
58%

The Client

Regional car dealer

The Challenge

A regional car dealer had held a purchase option on a large forecourt and workshop premises in Coventry for two years. When the option exercise date arrived, their existing bank was undergoing internal restructuring and could not commit funds in time.

Our Solution

Doulton stepped in with a £1.68m bridge against the commercial property, allowing the option to be exercised before expiry. The borrower's bank subsequently completed a term loan during the bridge period.

The Outcome

Option exercised and property purchased as planned. Bank term loan redeemed the bridge at month eight. Dealership now operates from its own freehold premises. Key highlights: Option exercise deadline met; £1.68m completed in under three weeks; Seamless handover to borrower's own bank on term loan.

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