HMO / MUFB Finance

MUFB Block of Eight Flats Requiring New Roof and Communal Upgrades in Liverpool

£720,000 · 8 months · 0.93% pm. An investor acquired an eight-unit residential block in Liverpool at a discount reflecting a failed roof and poor communal areas.

Category
HMO / MUFB Finance
Loan Amount
£720,000
LTV
69%

The Client

Investor

The Challenge

An investor acquired an eight-unit residential block in Liverpool at a discount reflecting a failed roof and poor communal areas. Half the flats were tenanted and half void. MUFB mortgage lenders required the block to be in good repair before advancing.

Our Solution

Doulton accepted the property in its current condition, advanced £720,000, and released a further tranche for the roof replacement and communal works upon contractor appointment.

The Outcome

Roof and communal works completed in ten weeks. All eight flats tenanted within two months. MUFB mortgage redeemed the bridge at month seven, with the investment valued 21% above the purchase price. Key highlights: Distressed block accepted in poor condition; Roof replacement funded via tranche release; MUFB mortgage exit at 21% above purchase price.

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