Land Loans

Contaminated Land Acquisition for Remediation and Development in the Midlands

£780,000 · 18 months · 1.15% pm. An experienced developer acquired former industrial land in the East Midlands at a significant discount due to known soil contamination.

Category
Land Loans
Loan Amount
£780,000
LTV
50%

The Client

Experienced developer

The Challenge

An experienced developer acquired former industrial land in the East Midlands at a significant discount due to known soil contamination. Full remediation was budgeted and a residential planning application was to be submitted post-purchase.

Our Solution

Doulton advanced a £780,000 land loan at a conservative LTV, reflecting the contamination risk. An environmental indemnity insurance policy was required as a condition of lending. Remediation works were tracked quarterly.

The Outcome

Remediation completed at month twelve. Planning consent for 18 homes obtained at month sixteen. Mainstream development lender provided a facility to fund the build, redeeming the Doulton land loan. Key highlights: Contaminated land accepted at conservative LTV; Environmental indemnity insurance required and arranged; Planning and development facility both achieved.

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