Land Loans

Promotion Agreement Land Acquisition in North Yorkshire

£340,000 · 18 months · 1.08% pm. A landowner and promoter had entered into a promotion agreement with a developer on agricultural land in North Yorkshire.

Category
Land Loans
Loan Amount
£340,000
LTV
52%

The Client

Landowner and promoter

The Challenge

A landowner and promoter had entered into a promotion agreement with a developer on agricultural land in North Yorkshire. The developer needed to fund his costs during the promotion period while the planning application was worked up. Land value was assessed on hope value basis.

Our Solution

Doulton assessed the land on its hope value given the promotion agreement, local authority context, and the promoter's track record. A £340,000 land loan at a conservative LTV was advanced to fund the promotion period costs.

The Outcome

Detailed planning application submitted at month ten. Planning consent obtained at month sixteen. Site sold to a national housebuilder at month seventeen, redeeming the facility with a strong return for the promoter. Key highlights: Hope value land accepted with promotion agreement; Conservative LTV reflecting early-stage planning risk; Site sold to national housebuilder post-consent.

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