Spain

Ibiza Villa Acquisition for Short-Term Holiday Letting

€1,450,000 · 15 years · 3.65% fixed. A high-net-worth entrepreneur acquired a five-bedroom villa in Ibiza's Santa Eularia municipality with the intention of operating it as a premium short-term holiday let through a l...

Category
Spain
Loan Amount
€1,450,000
LTV
55%

The Client

HNW Investors

The Challenge

A high-net-worth entrepreneur acquired a five-bedroom villa in Ibiza's Santa Eularia municipality with the intention of operating it as a premium short-term holiday let through a luxury villa management company. The tourism licence situation in Ibiza required careful legal due diligence.

Our Solution

Doulton placed the mortgage with a private bank experienced in Ibiza prestige property. Legal due diligence was conducted by a local Spanish abogado to confirm the villa held a valid tourist licence. The rental income projections from the management company were used to support the application.

The Outcome

Villa acquired with valid tourist licence confirmed. Premium rental income from year one. Net yield after all costs and mortgage service: 5.1% on the total investment. Key highlights: Tourist licence confirmed pre-purchase; Luxury management company rental income used in assessment; Net yield of 5.1% achieved on total investment.

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