Commercial Vehicle Finance

Bus Fleet Finance for a Private Coach Operator in the South East

£920,000 · 7 years · 6.95% fixed. A private coach and minibus operator in the South East needed to replace six aging coaches with new Euro 6 compliant vehicles to retain its local authority school contracts - which were increasingly specifying Euro.

Category
Commercial Vehicle Finance
Loan Amount
£920,000
Rate
6.95% fixed

The Client

Private coach and minibus operator in the South East

The Challenge

A private coach and minibus operator in the South East needed to replace six aging coaches with new Euro 6 compliant vehicles to retain its local authority school contracts - which were increasingly specifying Euro 6 compliance. The six coaches cost £155,000 each. The operator needed to finance the purchase without disrupting working capital.

Our Solution

Doulton arranged fleet hire purchase for all six coaches under a single agreement. The local authority school contracts - long-term public sector income - were central to the lending assessment. Euro 6 compliance was treated as a contract retention investment. Seven-year term matched the vehicles' operational lifecycle.

The Outcome

All six coaches delivered and Euro 6 compliant for the new school year. Local authority contracts retained and renewed for a further three years. The operator has subsequently been awarded an additional route. Key highlights: Local authority contracts - public sector income central to lending; Euro 6 compliance secured contract retention and renewal; Additional route awarded - fleet investment paid dividends.

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